207 Stonesteps Way, Encinitas, CA 92024 Property Records

San Diego County property record for 207 Stonesteps Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,665 sqft · built 2015
Lot Size	0.12 acres (5,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Apr 2021)
Tax Bill	$25,496 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-730-22-00`

Property Details

APN / Parcel Number

Primary APN	`254-730-22-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,665 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	5,232 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	207 STONESTEPS WAY
City	ENCINITAS
State	CA
Zip	92024-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-R8
Legal Description	LOT 22 TR 015613
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	015613
Legal Block	2
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 STONESTEPS WAY, ENCINITAS, CA 92024-1592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 1, 2019	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2021260710
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	207 STONESTEPS WAY, ENCINITAS, CA 92024-1592
Document Number	0000260710
Map Reference	MAP 15613
Instrument Date	Feb 20, 2021
Instrument	2021-0260710
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	207 STONESTEPS WAY, ENCINITAS, CA 92024-1592

Mortgage

Document Number	0000260711
Date	Apr 5, 2021
Instrument	2021-0260711

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.62%
Index	Other
Max Rate	6.62%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2019
Property Address	207 STONESTEPS WAY, ENCINITAS, CA 92024-1592
Document Number	0000259671
Map Reference	MAP 2007
Instrument Date	Jun 24, 2019
Instrument	2019-0259671
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 STONESTEPS WAY, ENCINITAS, CA 92024-1592

Mortgage

Document Number	0000259672
Date	Jul 1, 2019
Instrument	2019-0259672

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,362,946 (+2%) Land $1,711,324 Building $651,622
2025	$25,496.00 (+6.5%) Homeowner's exemption	$2,316,615 (+4.04%) Land $1,677,769 Building $638,846
2023	$23,940.00 (+3.05%)	$2,226,660 Land $1,612,620 Building $614,040
2022	$23,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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