San Diego County property record for 190 Stonesteps Way, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,520 sqft · built 2015 |
| Lot Size | 0.156 acres (6,816 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,425,000 (Mar 2017) |
| Tax Bill | $18,444 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-730-13-00 |
| Primary APN | 254-730-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 6,816 sqft (0.156 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 190 STONESTEPS WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-R8 |
| Legal Description | LOT 13 TR 015613 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 015613 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 17701 |
190 Stonesteps Way is owned by a company that bought it in March 2017.
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 190 STONESTEPS WAY, ENCINITAS, CA 92024-1557 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 6, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2017 · Amount on File |
| Deed Sale | Mar 6, 2017 · Amount on File |
| Prior Sale | Aug 12, 2015 · Amount on File |
| Deed Document Number | 2017103804 |
| Prior Transfer Date | Jun 18, 2016 |
| Prior Transfer Doc | 0000316095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 190 STONESTEPS WAY, ENCINITAS, CA 92024-1557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000218494 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-0218494 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 190 STONESTEPS WAY, ENCINITAS, CA 92024-1557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000109716 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2019-0109716 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 190 STONESTEPS WAY, ENCINITAS, CA 92024-1557 |
| Document Number | 0000103804 |
| Map Reference | MAP15613 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2017-0103804 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 190 STONESTEPS WAY, ENCINITAS, CA 92024-1557 |
| Document Number | 0000103805 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 2017-0103805 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 190 Stonesteps Way was $18,444.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,686,905 (+2%) Land $1,065,414 Building $621,491 | |
| 2025 | $18,444.00 | $1,653,829 Land $1,044,524 Building $609,305 |
| 2023 | $17,296.00 (+2.22%) | $1,589,611 Land $1,003,965 Building $585,646 |
| 2022 | $16,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 190 Stonesteps Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 Stonesteps Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Ting, Verizon.
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