199 Rivers Edge Dr, Cherry Valley, IL 61016 Property Records

Boone County property record for 199 Rivers Edge Dr, Cherry Valley, IL 61016

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 2,795 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$280,787 (Oct 2006)
Tax Bill$7,139 (2025)
Deeds & MortgagesJul 2013 Mortgage
Jun 2009 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-31-104-069

Property Details

APN / Parcel Number

Primary APN05-31-104-069
Alternative APN
  • 05-05-31-104-069

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,795 sqft Living Area
Gross Area2,990 sqft
1st Floor Area2,990 sqft
Basement Area1,495 sqft
Finished Basement1,300 sqft
Unfinished Basement195 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-31-104-069
Street Address199 RIVERS EDGE DR
CityCHERRY VALLEY
StateIL
Zip61016-8802
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description31-44-3 RIVERS EDGE CONDOS UNIT 36-B
Legal SubdivisionRIVERS EDGE NEWBURG VILLAGE CO
Legal Unit36-B
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2051
Census Tract10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address199 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2013Deed of Trust, Mortgage · Stand-Alone First Mortgage
US BANK NA
Jun 19, 2009Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANK OF AMERICA
Oct 24, 2006Trustee's Deed, Foreclosure · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2006 · Amount on Record
Deed SaleOct 24, 2006 · Amount on Record
Deed Document Number200611786
Record UpdatedSep 20, 2026

July 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address199 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013R05787
DateJul 22, 2013
Instrument13R05787
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2043
Interest
Rate TypeFixed Rate

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address199 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009R06151
DateJun 19, 2009
Instrument09R06151
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2039
Interest
Rate TypeFixed Rate

October 2006: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBOONE IL
Recording DateOct 24, 2006
Property Address199 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number0006R11786
Instrument DateOct 6, 2006
Instrument06R11786
Transaction TypeForeclosure
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$421.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006R11787
DateOct 24, 2006
Instrument06R11787
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityCherry Valley Village
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,139.00 (+7.29%) Homeowner's exemption Senior Citizen's exemption$101,059 (+8.57%) Land $5,333 Building $95,726$303,177 (+8.57%) Land $15,999 Building $287,178
2024$93,082 (+20.69%) Land $5,333 Building $87,749$279,246 (+20.69%) Land $15,999 Building $263,247
2022$6,654.00$77,128 Land $5,333 Building $71,795$231,384 Land $15,999 Building $215,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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