Boone County property record for 157 Rivers Edge Dr, Cherry Valley, IL 61016
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 2,400 sqft · built 2002 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Jul 2013) |
| Tax Bill | $6,493 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2011 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-013 |
| Primary APN | 05-31-104-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 3,024 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 888 sqft |
| Unfinished Basement | 624 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 05-05-31-104-013 |
|---|---|
| Street Address | 157 RIVERS EDGE DR |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-8802 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 31-44-3 RIVERS EDGE CONDOS AT NEWBURG VILLAGE UNIT 34-A |
| Legal Subdivision | VILLAGE |
| Legal Unit | 34-A |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10502 |
157 Rivers Edge Dr, a condominium, is owned and occupied by two individuals who bought it in July 2013.
Source: Boone County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK |
| Jan 28, 2011 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA |
| Apr 2, 2009 | Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK |
| Jul 28, 2008 | Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK |
| Mar 10, 2006 | Trustee's Deed, Foreclosure · Conventional Mortgage AEGIS WHOLESALE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2013 · Amount on File |
| Deed Sale | Jul 22, 2013 · Amount on File |
| Deed Document Number | 20135745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020R07152 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020R07152 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0011R00796 |
|---|---|
| Date | Jan 28, 2011 |
| Instrument | 11R00796 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0009R03271 |
|---|---|
| Date | Apr 2, 2009 |
| Instrument | 09R03271 |
| Name | COUNTRYWIDE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0008R06651 |
|---|---|
| Date | Jul 28, 2008 |
| Instrument | 08R06651 |
| Name | COUNTRYWIDE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Mar 10, 2006 |
| Property Address | 157 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Document Number | 0006R02684 |
| Instrument Date | Mar 1, 2006 |
| Instrument | 06R02684 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006R02685 |
|---|---|
| Date | Mar 10, 2006 |
| Instrument | 06R02685 |
| Name | AEGIS WHOLESALE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 157 Rivers Edge Dr was $6,493 with exemptions applied.
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Cherry Valley Village |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,493.00 Homeowner's exemption Senior Citizen's exemption | $92,906 (+8.52%) Land $5,333 Building $87,573 | $278,718 (+8.52%) Land $15,999 Building $262,719 |
| 2024 | $85,608 Land $5,333 Building $80,275 | $256,824 Land $15,999 Building $240,825 | |
| 2022 | $6,043.00 | $71,013 Land $5,333 Building $65,680 | $213,039 Land $15,999 Building $197,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 157 Rivers Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Rivers Edge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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