Boone County property record for 178 Rivers Edge Dr, Cherry Valley, IL 61016
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,572 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,900 (Aug 2005) |
| Tax Bill | $6,810 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-061 |
| Primary APN | 05-31-104-061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 3,016 sqft |
| Basement Area | 1,508 sqft |
| Finished Basement | 1,064 sqft |
| Unfinished Basement | 444 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 05-05-31-104-061 |
|---|---|
| Street Address | 178 RIVERS EDGE DR |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-8802 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 31-44-3 RIVERS EDGE CONDO AT NEWBURG VILLAGE UNIT 25-A 178 RIVERS EDGE D R |
| Legal Subdivision | VILLAGE |
| Legal Unit | 25-A |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10502 |
Source: Boone County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 5, 2019 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2005 · Amount on Record |
| Deed Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 20059161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 178 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R07928 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020R07928 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Apr 5, 2019 |
| Property Address | 178 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Document Number | 2019R02165 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 2019R02165 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 178 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802 |
| Document Number | 2019R02166 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 2019R02166 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Cherry Valley Village |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,810.00 (+7.36%) Homeowner's exemption Senior Citizen's exemption | $96,911 (+8.55%) Land $5,333 Building $91,578 | $290,733 (+8.55%) Land $15,999 Building $274,734 |
| 2024 | $89,280 (+20.62%) Land $5,333 Building $83,947 | $267,840 (+20.62%) Land $15,999 Building $251,841 | |
| 2022 | $6,343.00 | $74,017 Land $5,333 Building $68,684 | $222,051 Land $15,999 Building $206,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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