Clay County property record for 199 Riverchase Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,322 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,510 (May 2021) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0090300 |
| Primary APN | 088B 19B 0090300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,322 sqft Finished Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Composition/Composite |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 100 sqft |
| Utility Building | 154 sqft |
| Boat House | 1,472 sqft |
| Street Address | 199 RIVERCHASE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 PT LT 6 RIVERCHASE HARBOUR DB 307/895 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County records · APN 088B 19B 0090300
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 CHAPIN ST, STARKVILLE, MS 39759-2683 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| May 03, 2021 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| May 03, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Deed Document Number | 20212870 |
| Deed Book / Page | 307 / 895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 199 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000532/983 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 532/983 |
| Instrument | 2021002871 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 199 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 532/983 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 532/983 |
| Instrument | 2021002871 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 03, 2021 |
| Property Address | 199 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | 000307/895 |
| Book / Page | 307 / 895 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021002870 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 7TH ST S, COLUMBUS, MS 39701-5749 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 CHAPIN ST, STARKVILLE, MS 39759-2683 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 (-41.41%) | $18,056 (-) Land $5,625 Building $12,431 | $120,370 (-) Land $37,500 Building $82,870 |
| 2024 | $18,056 (+14.63%) Land $5,625 Building $12,431 | $120,370 (+14.62%) Land $37,500 Building $82,870 | |
| 2023 | $1,787.00 (+1.48%) | $15,752 Land $5,625 Building $10,127 | $105,016 Land $37,500 Building $67,516 |
| 2022 | $1,761.00 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WEST POINT serves 15,062 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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