Clay County property record for 184 Riverchase Dr, West Point, MS 39773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2,268 sqft · built 1996 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,300 (Apr 2019) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0100000 |
| Primary APN | 088B 19B 0100000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,268 sqft Finished Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 33,541 sqft (0.77 acres) |
| Deck Area | 300 sqft |
| Street Address | 184 RIVERCHASE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9519 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S 19 T 17 R 08 PT LOTS 7 & 8 RIVERCHASE HARBOR IN NW 1/4 SE 1/4 DB 301/596 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Legal Lot Number | 7-8 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2019 | Deed of Trust, Mortgage BOC BANK |
| Jan 31, 2017 | Deed of Trust, Mortgage RENASANT BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jul 12, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Apr 25, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 20191499 |
| Deed Book / Page | 301 / 596 |
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0000002810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000513/108 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 513/108 |
| Instrument | 2019001500 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39701 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 491/163 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 491/163 |
| Instrument | D2017000290 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Feb 5, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 525/532 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 525/532 |
| Instrument | 2020004318 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 16, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 515/62 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 515/62 |
| Instrument | 2019003623 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | May 26, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 25, 2019 |
| Property Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | 301/596 |
| Book / Page | 301 / 596 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019001499 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 927 CLISBY RD, 927, WEST POINT, MS 39773-7832 |
| Name | Verified Name |
|---|---|
| Address | 184 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (-38%) Additional exemption filed | $9,537 (-) Land $3,000 Building $6,537 | $95,366 (-) Land $30,000 Building $65,366 |
| 2024 | $9,537 (+13.83%) Land $3,000 Building $6,537 | $95,366 (+13.83%) Land $30,000 Building $65,366 | |
| 2023 | $650.00 (+2.2%) | $8,378 Land $3,000 Building $5,378 | $83,777 Land $30,000 Building $53,777 |
| 2022 | $636.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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