Clay County property record for 198 Riverchase Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,198 sqft · built 1988 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jan 2026) |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2024 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0100200 |
| Primary APN | 088B 19B 0100200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,198 sqft Finished Area |
| 1st Floor Area | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | 240 sqft |
| Street Address | 198 RIVERCHASE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 .28 AC IN N 1/2 SE 1/4 RIVERCHASE HARBOR DB 319/252 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8097 WOLFE RD, COLUMBUS, MS 39705-8807 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF COMMERCE |
| May 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Sep 16, 2016 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jan 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 6, 2024 | Warranty Deed, Transfer |
| Sep 16, 2016 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Nov 24, 2025 |
| Deed Document Number | 202678 |
| Deed Book / Page | 325 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000536/104 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 536/104 |
| Instrument | 2021004141 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9515 S HIGHWAY 45, CRAWFORD, MS 39743 |
| Document Number | 0LM562/649 |
|---|---|
| Date | May 6, 2024 |
| Book Page | LM 562/649 |
| Instrument | 2024001591 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000487/750 |
|---|---|
| Date | Sep 16, 2016 |
| Book Page | 487/750 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jan 12, 2026 |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | DEED325/415 |
| Book / Page | DEED 325 / 415 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026000078 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Name | Verified Name |
|---|---|
| Address | 8097 WOLFE RD, COLUMBUS, MS 39705-8807 |
| Document Number | 2026000079 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026000079 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 6, 2024 |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | DEED319/252 |
| Book / Page | DEED 319 / 252 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024001590 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | OLD HIGHWAY 41 #33, ACWORTH, GA 30101 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 16, 2016 |
| Property Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | 000292/110 |
| Book / Page | 292 / 110 |
| Instrument Date | Sep 12, 2016 |
| Instrument | 20165299 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 3RD AVE N, COLUMBUS, MS 39701-4720 |
| Name | Verified Name |
|---|---|
| Address | 198 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 (-40.95%) | $13,565 (-) Land $3,600 Building $9,965 | $90,434 (-) Land $24,000 Building $66,434 |
| 2024 | $13,565 (+15.62%) Land $3,600 Building $9,965 | $90,434 (+15.62%) Land $24,000 Building $66,434 | |
| 2023 | $1,331.00 (+1.53%) | $11,732 Land $3,600 Building $8,132 | $78,214 Land $24,000 Building $54,214 |
| 2022 | $1,311.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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