199 E Front St, Red Bank, NJ 07701 Property Records

Monmouth County and Red Bank Borough property record for 199 E Front St, Red Bank, NJ 07701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,342 sqft · built 1950
Lot Size0.25 acres (10,881 sqft)
Owner2 Individual Names on File
Last Sale$218,000 (Mar 1997)
Tax Bill$15,398 (2025)
Deeds & MortgagesOct 2022 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-00012-0000-00004

Property Details

APN / Parcel Number

Primary APN39-00012-0000-00004
Alternative APN
  • 390001200004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,342 sqft Living Area
1st Floor Area1,261 sqft
Upper Floors Area1,081 sqft
AtticAttic
Attic Area1,081 sqft
Basement Area1,261 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area10,881 sqft (0.25 acres)
Lot Dimensions128 ft deep x 85 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area290 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Street Address199 E FRONT ST
CityRED BANK
StateNJ
Zip07701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block12
Legal Lot Number4
JurisdictionMONMOUTH NJ
Township / Civil DivisionRED BANK
Census Block Group1
Census Block1005
Census Tract803601

Owner

199 E Front St is owned by two individuals who bought it in March 1997.

Source: Monmouth County and Red Bank Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address199 RIVER RD, RED BANK, NJ 07701-2329
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 1997 · Amount on File
Deed SaleMar 11, 1997 · Amount on File
Deed Book / Page5582 / 594
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address199 E FRONT ST, RED BANK, NJ 07701
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 RIVER RD, RED BANK, NJ 07701-2329

Mortgage

Document Number0096192951
DateOct 12, 2022
Book Page9619/2951
Instrument2022102013
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term478 Months
DueAug 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address199 E FRONT ST, RED BANK, NJ 07701
Document Number0000062592
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address199 E FRNT ST RED BANK NJ 07701, RED BANK, NJ 07701

Mortgage

Document Number0000062592
DateJun 12, 2020
Book Page009420/002150
Instrument62592
Lender
NameINVESTORS BK
TypeBank
AddressMILLBURN, NJ 07041
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 199 E Front St was $15,398, up 4.8% from the year before.

Source: Monmouth County and Red Bank Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRed Bank Borough
Elementary School DistrictRed Bank Borough School District (KG - 08)
Secondary School DistrictRed Bank Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$920,800 (+8.96%) Land $428,900 Building $491,900$920,800 (+8.96%) Land $428,900 Building $491,900
2025$15,398.00 (+4.79%)$845,100 Land $366,000 Building $479,100$845,100 Land $366,000 Building $479,100
2024$14,694.00
2023$766,400 Land $410,000 Building $356,400$766,400 Land $410,000 Building $356,400
2022$14,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 E Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 individual policies
Nearby Flood Policies27 units insured
incl. 10 condo units
Nearby Flood Claims3 (2011–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 199 E Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED BANK WATER DEPT
serves 12,520 people · EPA ID NJ1340001
Water SourcePurchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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