163 E Front St, Red Bank, NJ 07701 Property Records

Monmouth County and Red Bank Borough property record for 163 E Front St, Red Bank, NJ 07701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,123 sqft · built 1901
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on File
Last Sale$1,500,000 (Dec 2024)
Tax Bill$26,308 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jul 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN39-00011-0000-00009-01

Property Details

APN / Parcel Number

Primary APN39-00011-0000-00009-01
Alternative APNs
  • 39000110000000090001
  • 3900011000000009

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,123 sqft Living Area
1st Floor Area1,551 sqft
Upper Floors Area1,214 sqft
Basement Area1,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Construction TypeFrame
Foundation TypeBrick
Roof TypeHip
Roof MaterialOther
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area359 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Old Parcel Number3900011000000009
Street Address163 E FRONT ST
CityRED BANK
StateNJ
Zip07701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block11
Legal Lot Number9.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionRED BANK
Census Block Group1
Census Block1005
Census Tract803601

Owner

163 E Front St is owned and occupied by two individuals who bought it in December 2024.

Source: Monmouth County and Red Bank Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address163 E FRONT ST, RED BANK, NJ 07701
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST EQUITY FUNDING LP
Jul 19, 2023Deed, Transfer
COASTAL TITLE, COASTAL TITLE AGENCY
Oct 11, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
VALLEY NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2024 · Amount on File
Deed SaleDec 24, 2024 · Amount on File
Prior SaleJul 19, 2023 · Amount on File
Deed Document Number202491505
Deed Book / Page9718 / 7993
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address163 E FRONT ST, RED BANK, NJ 07701
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 SARATOGA DR, WEST WINDSOR, NJ 08550-2939

Mortgage

Document Number0096556273
DateAug 11, 2023
Book Page9655/6273
Instrument2023055414
Lender
NameFIRST EQUITY FUNDING LP
TypeNon-Lending Institution
AddressSEA GIRT, NJ 08750
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueAug 1, 2024

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 19, 2023
Property Address163 E FRONT ST, RED BANK, NJ 07701
Document Number0096524807
Book / Page9652 / 4807
Instrument DateJul 7, 2023
Instrument2023049038
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY

Transaction

AmountAmount on Record
Tax$8,647.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 20TH AVE, SEASIDE PARK, NJ 08752-2106

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 E FRONT ST, RED BANK, NJ 07701

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address163 E FRONT ST, RED BANK, NJ 07701
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 RIVER RD, RED BANK, NJ 07701-2327

Mortgage

Document Number0096192671
DateOct 11, 2022
Book Page9619/2671
Instrument2022101962
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueOct 5, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address163 E FRONT ST, RED BANK, NJ 07701
Document Number0000060014
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address163 RIVER RD RED BANK NJ 077012327, RED BANK, NJ 07701-2327

Mortgage

Document Number0000060014
DateJun 8, 2020
Book Page009418/009014
Instrument60014
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 163 E Front St was $26,308, down 3.5% from the year before.

Source: Monmouth County and Red Bank Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRed Bank Borough
Elementary School DistrictRed Bank Borough School District (KG - 08)
Secondary School DistrictRed Bank Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,531,800 (+6.09%) Land $400,500 Building $1,131,300$1,531,800 (+6.09%) Land $400,500 Building $1,131,300
2025$26,308.00 (-3.55%)$1,443,900 Land $341,900 Building $1,102,000$1,443,900 Land $341,900 Building $1,102,000
2024$27,275.00
2023$868,200 (+5.9%) Land $385,900 Building $482,300$868,200 (+5.9%) Land $385,900 Building $482,300
2022$16,453.00 (-1.75%)$819,800 Land $358,200 Building $461,600$819,800 Land $358,200 Building $461,600
2021$16,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 E Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 individual policies
Nearby Flood Policies27 units insured
incl. 10 condo units
Nearby Flood Claims3 (2011–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 163 E Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED BANK WATER DEPT
serves 12,520 people · EPA ID NJ1340001
Water SourcePurchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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