109 E Front St, Red Bank, NJ 07701 Property Records

Monmouth County and Red Bank Borough property record for 109 E Front St, Red Bank, NJ 07701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1907
Lot Size	0.228 acres (9,949 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,029 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00011-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`39-00011-0000-00006`
Alternative APN	`390001100006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	1,097 sqft
Basement Area	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,949 sqft (0.228 acres)
Lot Dimensions	385 ft deep x 20 ft wide
Terrain	Rolling
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	264 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	109 E FRONT ST
City	RED BANK
State	NJ
Zip	07701-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU0
Legal Subdivision	BORO/RED BANK
Legal Block	11
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RED BANK
Census Block Group	1
Census Block	1005
Census Tract	803601

Owner

109 E Front St is owned and occupied by two individuals who acquired it in December 2021.

Source: Monmouth County and Red Bank Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E FRONT ST, RED BANK, NJ 07701-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 1992
Deed Sale	Apr 15, 1992
Deed Book / Page	5135 / 319
Last Transfer Date	Dec 1, 2021
Transfer Doc	0095642915
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 10, 2021
Property Address	109 E FRONT ST, RED BANK, NJ 07701-1843
Document Number	0095642915
Book / Page	9564 / 2915
Instrument Date	Dec 1, 2021
Instrument	2021177040
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E FRONT ST, RED BANK, NJ 07701-1843

Mortgage

Document Number	2021177041
Date	Dec 10, 2021
Instrument	2021177041

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Front St was $14,029, up 10.8% from the year before.

Source: Monmouth County and Red Bank Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Red Bank Borough
Elementary School District	Red Bank Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,000 (+16.75%) Land $744,900 Building $154,100	$899,000 (+16.75%) Land $744,900 Building $154,100
2025	$14,029.00 (+10.85%)	$770,000 Land $619,900 Building $150,100	$770,000 Land $619,900 Building $150,100
2024	$12,656.00
2023		$681,900 Land $525,900 Building $156,000	$681,900 Land $525,900 Building $156,000
2022	$13,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	27 units insured incl. 10 condo units
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BANK WATER DEPT serves 12,520 people · EPA ID NJ1340001
Water Source	Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Front St

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