Harrison County property record for 199 Clower St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,582 sqft · built 1950 |
| Lot Size | 0.152 acres (6,650 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1310L-04-136.000 |
| Primary APN | 1310L-04-136.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Adjusted Area |
| 1st Floor Area | 1,539 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,650 sqft (0.152 acres) |
| Lot Dimensions | 70 ft deep x 95 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 199 CLOWER ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 70 FT OF LOT F WILKES AVE ADD |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | WILKS AVE ADD |
| Legal Lot Number | F |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 600 |
199 Clower St is owned by a company that acquired it in June 2023.
Source: Harrison County records, as of December 16, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2009, GULFPORT, MS 39505-2009 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 |
| Deed Sale | Jun 23, 2023 |
| Prior Sale | Jan 30, 2014 |
| Deed Document Number | 20233625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 199 CLOWER ST, BILOXI, MS 39530-3303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 420, KILN, MS 39556-0420 |
| Document Number | 20230005421TJ2 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023-0005421-T-J2 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2038 |
The 2025 property tax bill for 199 Clower St was $1,609, up 4.3% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+4.35%) | $14,403 | $96,023 Land $26,980 Building $69,043 |
| 2024 | $1,542.00 (+0.92%) | ||
| 2023 | $1,528.00 | $13,927 | $92,845 Land $26,980 Building $65,865 |
| 2022 | $1,528.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 199 Clower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 109 units insured incl. 6 condo units |
| Nearby Flood Claims | 134 (1978–2021) |
| Claims Outside the SFHA | 26 of 134 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 Clower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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