186 Clower St, Biloxi, MS 39530 Property Records

Harrison County property record for 186 Clower St, Biloxi, MS 39530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,256 sqft · built 1950
Lot Size0.115 acres (5,040 sqft)
OwnerCompany Name on Record
Tax Bill$36 (2025)
Deeds & MortgagesDec 2025 Sale
Dec 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1310L-04-132.000

Property Details

APN / Parcel Number

Primary APN1310L-04-132.000
Alternative APN
  • 012648

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,256 sqft Adjusted Area
1st Floor Area1,196 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,040 sqft (0.115 acres)
Lot Dimensions72 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address186 CLOWER ST
CityBILOXI
StateMS
Zip39530-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEBORAH YVONNE HUTCHISON REVOC LIV TRUST *2023-3341/2024-5357-D-J2 BEG. AT NW COR OF BLK. 4 MIRAMAR SUBD & RUN S 206 FT TO BE
Legal Range09W
Legal Township07S
Legal Section31
Legal SubdivisionMIRAMAR SUBD
Legal Block4,183
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group2
Census Block2036
Census Tract600

Owner

Source: Harrison County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1987 BAYSIDE DR, BILOXI, MS 39532-4344
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Special Warranty Deed, Transfer
Dec 17, 2025Warranty Deed, Transfer
Oct 25, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2025
Deed SaleDec 17, 2025
Prior SaleDec 17, 2025
Deed Document Number20258593
Prior Transfer DateOct 25, 2022
Prior Transfer Doc0000008309
Record UpdatedSep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARRISON MS
Recording DateDec 17, 2025
Property Address186 CLOWER ST, BILOXI, MS 39530-3304
Document Number20250008593DJ2
Instrument DateOct 31, 2025
Instrument2025-0008593-D-J2
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2486 PASS RD, BILOXI, MS 39531-2838

Transferred To (Grantee/Buyer)

NameVerified Name
Address1987 BAYSIDE DR, BILOXI, MS 39532-4344

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateDec 17, 2025
Property Address186 CLOWER ST, BILOXI, MS 39530-3304
Document Number20250008590DJ2
Instrument DateOct 31, 2025
Instrument2025-0008590-D-J2
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6309 PARFFREY ST, OCEAN SPRINGS, MS 39564

Transferred To (Grantee/Buyer)

NameVerified Name
Address2486 RAOD, BILOXI, MS 39531
InvestorPossibly a Property Investor

October 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHARRISON MS
Recording DateOct 25, 2022
Property Address186 CLOWER ST, BILOXI, MS 39530-3304
Document Number20220008309DJ2
Instrument DateOct 25, 2022
Instrument2022-0008309-D-J2
Transaction TypeTransfer
Record UpdatedNov 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address186 CLOWER ST, BILOXI, MS 39530-3304

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 CLOWER ST, BILOXI, MS 39530-3304

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36.00 Homeowner's exemption$8,121 (+3.73%)$81,214 (+3.73%) Land $27,083 Building $54,131
2024$36.00
2023$36.00 (-97.21%) Homeowner's exemption$7,829$78,296 Land $27,083 Building $51,213
2022$1,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies109 units insured
incl. 6 condo units
Nearby Flood Claims134 (1978–2021)
Claims Outside the SFHA26 of 134
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Katrina, Aug 2005 · 69 claims
  • Severe Storms, Tornadoes, Flooding, May 1995 · 3 claims
  • Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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