Harrison County property record for 191 Clower St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,409 sqft · built 1950 |
| Lot Size | 0.13 acres (5,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Mar 2024) |
| Tax Bill | $472 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1310L-04-138.000 |
| Primary APN | 1310L-04-138.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,409 sqft Adjusted Area |
| 1st Floor Area | 1,286 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,700 sqft |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Utility Building | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 012656 |
|---|---|
| Street Address | 191 CLOWER ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NE COR OF LOT 4 BLK 4 IBERVILLE SUBD RUN S 60 FT E 93.7 FT N 60 FT W 93.7 FT TO BEG SEC BLK 183 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 31 |
| Legal Subdivision | IBERVILLE PLACE |
| Legal Block | 4,183 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 600 |
191 Clower St is owned and occupied by an individual who bought it in March 2024.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 CLOWER ST, BILOXI, MS 39530-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on File |
| Deed Sale | Mar 18, 2024 · Amount on File |
| Deed Document Number | 2024-0001539-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 191 CLOWER ST, BILOXI, MS 39530-3303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 191 CLOWER ST, BILOXI, MS 39530-3303 |
| Document Number | 20240001540TJ2 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024-0001540-T-J2 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Address | GULFPORT, MS 39507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 191 Clower St was $472 with exemptions applied.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472.00 Homeowner's exemption Disabled Person's exemption | $6,647 | $66,468 Land $19,680 Building $46,788 |
| 2023 | $6,384 | $63,836 Land $19,680 Building $44,156 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 191 Clower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 109 units insured incl. 6 condo units |
| Nearby Flood Claims | 134 (1978–2021) |
| Claims Outside the SFHA | 26 of 134 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Clower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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