199 Circle Dr W, Gainesville, TX 76240 Property Records

Cooke County property record for 199 Circle Dr W, Gainesville, TX 76240

Property Summary

Property Type	Residential
Details	600 sqft · built 1990
Lot Size	2.71 acres (118,048 sqft)
Owner	Individual Name on Record
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`2890-000-00007`

Property Details

APN / Parcel Number

Primary APN	`2890-000-00007`
Alternative APN	`31751`

Interior

Building Area	600 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2890-000-00007
Street Address	199 CIRCLE DR W
City	GAINESVILLE
State	TX
Zip	76240
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	WOODLAKE EST; LOT 7; ACRES 2.71
Legal Subdivision	WOODLAKE EST
Legal Lot Number	7
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4019
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3886 FLORANCE RD, PONDER, TX 76259-8463
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2024
Deed Sale	Dec 17, 2024
Prior Sale	Jan 24, 2023
Deed Document Number	20249037
Deed Book / Page	2685 / 215
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 14, 2022
Property Address	CR 199, GAINESVILLE, TX 76240
Document Number	002493/602
Book / Page	2493 / 602
Map Reference	CAB A SL 320T
Instrument Date	Mar 9, 2022
Instrument	2022-2151
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 COUNTY ROAD 199, GAINESVILLE, TX 76240-7366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 BERNARD ST APT 217, 217, DENTON, TX 76201-7159

Mortgage

Document Number	0020222152
Date	Mar 14, 2022
Instrument	2022-2152

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.75%
Index	Other
Max Rate	18%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+36.27%)	$156,565 (+36.18%) Land $112,330 Building $44,235	$156,565 (+36.18%) Land $112,330 Building $44,235
2025	$1,591.00 (+6.64%)	$114,970 (+9.89%) Land $112,330 Building $2,640	$114,970 (+9.89%) Land $112,330 Building $2,640
2024	$1,492.00 (+63.06%)
2023		$104,626 Land $101,986 Building $2,640	$104,626 Land $101,986 Building $2,640
2022	$915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

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