19891 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 19891 Chapel Trce, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,709 sqft · built 2006
Lot Size	0.556 acres (24,211 sqft)
Owner	2 Company Names on File
Last Sale	$713,200 (Nov 2006)
Tax Bill	$8,499 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`32-46-25-E1-1100E.0190`

Property Details

APN / Parcel Number

Primary APN	`32-46-25-E1-1100E.0190`
Alternative APNs	`253246E11100E0190` `324625110000E0190` `10457703`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,709 sqft Living Area
Gross Area	6,498 sqft
1st Floor Area	2,975 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	24,211 sqft (0.556 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	163 sqft
Patio Area	1,219 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10457703
Street Address	19891 CHAPEL TRCE
City	ESTERO
State	FL
Zip	33928-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WEST BAY CLUB UNIT II PB 66 PG 82 BLK E LOT 19
Legal Range	25E
Legal Township	46S
Legal Section	32
Legal Subdivision	WEST BAY CLUB
Legal Tract	E1
Legal Block	E
Legal Lot Number	19
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	50319

Owner

Source: Lee County records · APN 32-46-25-E1-1100E.0190

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	19891 CHAPEL TRCE, ESTERO, FL 33928-1923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2006 · Amount on Record
Deed Sale	Nov 21, 2006 · Amount on Record
Deed Document Number	2006437351
Last Transfer Date	Oct 31, 2013
Transfer Doc	0000281095
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19891 CHAPEL TRCE, ESTERO, FL 33928-1923
Document Number	0000053144
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19891 CHAPEL TRCE ESTERO FL 339281923, ESTERO, FL 33928-1923

Mortgage

Document Number	0000053144
Date	Mar 13, 2017
Instrument	53144

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,499.00 (+6.26%) Homeowner's exemption	$664,842 (+5.99%)	$1,419,594 (+20.89%) Land $289,978 Building $1,129,616
2023	$7,998.00 (+0.79%) Homeowner's exemption	$627,286 (+3%)	$1,174,313 (+28.67%) Land $329,731 Building $844,582
2022	$7,935.00 Homeowner's exemption	$609,016	$912,657 Land $183,928 Building $728,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 266 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured incl. 489 condo units
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 71 claims Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Orlando Telephone Company Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.