19870 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 19870 Chapel Trce, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,154 sqft · built 2007
Lot Size	0.27 acres (11,752 sqft)
Owner	2 Company Names on Record
Last Sale	$1,290,000 (Aug 2023)
Tax Bill	$13,606 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`31-46-25-E2-1100F.0430`

Property Details

APN / Parcel Number

Primary APN	`31-46-25-E2-1100F.0430`
Alternative APNs	`253146E21100F0430` `314625110000F0430` `10457691`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,154 sqft Living Area
Gross Area	5,154 sqft
1st Floor Area	2,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	11,752 sqft (0.27 acres)
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Florida Room
Porch Area	427 sqft
Patio Area	870 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10457691
Street Address	19870 CHAPEL TRCE
City	ESTERO
State	FL
Zip	33928-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WEST BAY CLUB UNIT II PB 66 PG 82 BLK F LOT 43
Legal Range	25E
Legal Township	46S
Legal Section	31
Legal Subdivision	WEST BAY CLUB
Legal Tract	E2
Legal Block	F
Legal Lot Number	43
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50319

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19870 CHAPEL TRCE, ESTERO, FL 33928-1918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 10, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	2023280291
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	0000127134
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 22, 2023
Property Address	19870 CHAPEL TRCE, ESTERO, FL 33928-1918
Document Number	0000280291
Map Reference	MB 66 PG 82
Instrument Date	Aug 22, 2023
Instrument	2023000280291
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 LAKELAND POINTE DRIVE, KINGSTONE ONTARIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198710 CHAPEL TRACE, ESTERO, FL 33928

Mortgage

Document Number	0000280292
Date	Aug 22, 2023
Instrument	2023000280292

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Apr 10, 2023
Property Address	19870 CHAPEL TRCE, ESTERO, FL 33928-1918
Document Number	0000127134
Map Reference	MB 66 PG 82
Instrument Date	Apr 6, 2023
Instrument	2023000127134
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19870 CHAPEL TRCE, ESTERO, FL 33928-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19870 CHAPEL TRCE, ESTERO, FL 33928-1918

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,606.00 (+12.07%) Homeowner's exemption	$1,057,036 (+0.73%)	$1,135,272 (+8.18%) Land $249,610 Building $885,662
2023	$12,141.00 (+16.77%)	$1,049,382 (+28.67%) Land $249,414 Building $799,968	$1,049,382 (+28.67%) Land $249,414 Building $799,968
2022	$10,397.00	$815,545 Land $166,997 Building $648,548	$815,545 Land $166,997 Building $648,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 266 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured incl. 489 condo units
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 71 claims Hurricane Ian, Sep 2022 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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