Lee County property record for 19890 Chapel Trce, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,511 sqft · built 2007 |
| Lot Size | 0.244 acres (10,642 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2021) |
| Tax Bill | $13,032 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-46-25-E2-1100F.0450 |
| Primary APN | 31-46-25-E2-1100F.0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,511 sqft Living Area |
| Gross Area | 4,271 sqft |
| 1st Floor Area | 2,627 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 10,642 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 326 sqft |
| Patio Area | 572 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10457693 |
|---|---|
| Street Address | 19890 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WEST BAY CLUB UNIT II PB 66 PG 82 BLK F LOT 45 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 31 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E2 |
| Legal Block | F |
| Legal Lot Number | 45 |
| Legal Unit | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50319 |
Source: Lee County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6300 WASHINGTON CIR, MILWAUKEE, WI 53213-2456 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2011 · Amount on Record |
| Deed Document Number | 202164557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 19890 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5232 WASHINGTON CIRCLE, MILWAUKEE, WI 53208-1705 |
| Document Number | 0000258896 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020000258896 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 2, 2021 |
| Property Address | 19890 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Document Number | 0000064557 |
| Map Reference | MB 66 PG 82&83 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021000064557 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6232 WASHINGTON CIR, 6232, WAUWATOSA, WI 53213-2454 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6300 WASHINGTON CIR, WAUWATOSA, WI 53213-2456 |
| Document Number | 0000064558 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021000064558 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,032.00 (+12.75%) | $971,842 (+3.44%) | $974,035 (+3.68%) Land $241,443 Building $732,592 |
| 2023 | $11,558.00 (+16.34%) | $939,496 (+28.67%) Land $227,705 Building $711,791 | $939,496 (+28.67%) Land $227,705 Building $711,791 |
| 2022 | $9,935.00 | $730,159 Land $166,997 Building $563,162 | $730,159 Land $166,997 Building $563,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 266 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured incl. 489 condo units |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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