1989 Smokey Quartz Rd, Davidson, NC 28036 Property Records

Cabarrus County property record for 1989 Smokey Quartz Rd, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,102 sqft · built 2018
Lot Size0.183 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$372,000 (Jun 2018)
Tax Bill$5,155 (2023)
Deeds & MortgagesSep 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03014E0168.000000

Property Details

APN / Parcel Number

Primary APN03014E0168.000000
Alternative APNs
  • 4672 83 1607
  • 124100

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories3 Stories
Building Area3,102 sqft Living Area
Gross Area4,127 sqft
1st Floor Area1,467 sqft
Attic Area605 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.183 acres)
Lot Dimensions115 ft deep x 71 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayDriveway
Driveway Area990 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area231 sqft
Patio Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number124100
Street Address1989 SMOKEY QUARTZ RD
CityDAVIDSON
StateNC
Zip28036-7447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionLT 168 WATERFORD ON THE ROCKY RIVER
Legal SubdivisionWATERFORD/ROCKY RIVER PH 4 MAP
Legal Lot Number168
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1036
Census Tract41301

Owner

Source: Cabarrus County assessment roll, APN 03014E0168.000000, as of January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 29, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
EAGLE HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Deed Document Number0001306636
Deed Book / Page13066 / 36
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001453740
DateSep 29, 2020
Book Page14537/40
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCABARRUS NC
Recording DateJun 29, 2018
Property Address1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number1306636
Book / Page013066 / 000036
Instrument DateJun 29, 2018
Instrument15718
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$744.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1989 SMOKEY QUARTZ RD DAVIDSON NC 280367447, DAVIDSON, NC 28036-7447

Mortgage

Document Number1306642
DateJun 29, 2018
Book Page013066/000042
Instrument15719
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 28, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll as of January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,155.00$376,310 Land $75,000 Building $301,310$376,310 Land $75,000 Building $301,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), as of July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 138 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC2013022, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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