Cabarrus County property record for 1989 Smokey Quartz Rd, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,102 sqft · built 2018 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,000 (Jun 2018) |
| Tax Bill | $5,155 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0168.000000 |
| Primary APN | 03014E0168.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 4,127 sqft |
| 1st Floor Area | 1,467 sqft |
| Attic Area | 605 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.183 acres) |
| Lot Dimensions | 115 ft deep x 71 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 990 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 124100 |
|---|---|
| Street Address | 1989 SMOKEY QUARTZ RD |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 168 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD/ROCKY RIVER PH 4 MAP |
| Legal Lot Number | 168 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41301 |
Source: Cabarrus County assessment roll, APN 03014E0168.000000, as of January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 29, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 0001306636 |
| Deed Book / Page | 13066 / 36 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001453740 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 14537/40 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 29, 2018 |
| Property Address | 1989 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447 |
| Document Number | 1306636 |
| Book / Page | 013066 / 000036 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 15718 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1989 SMOKEY QUARTZ RD DAVIDSON NC 280367447, DAVIDSON, NC 28036-7447 |
| Document Number | 1306642 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 013066/000042 |
| Instrument | 15719 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Cabarrus County assessment roll as of January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,155.00 | $376,310 Land $75,000 Building $301,310 | $376,310 Land $75,000 Building $301,310 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), as of July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 138 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC2013022, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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