1978 Smokey Quartz Rd, Davidson, NC 28036 Property Records

Cabarrus County property record for 1978 Smokey Quartz Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,503 sqft · built 2017
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Jun 2017)
Tax Bill	$4,932 (2023)
Deeds & Mortgages	May 2022 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0164.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0164.000000`
Alternative APNs	`4672 83 3476` `116536`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,503 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	1,250 sqft
Attic	Attic
Attic Area	570 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	147 ft deep x 93 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	1,120 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	142 sqft
Patio Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	116536
Street Address	1978 SMOKEY QUARTZ RD
City	DAVIDSON
State	NC
Zip	28036-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 164 WATERFORD ON THE ROCKY RIVER
Legal Subdivision	WATERFORD AT ROCKY RIVER
Legal Lot Number	164
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1036
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI GSF MTG
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU
Jun 23, 2017	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201712550-0243
Deed Book / Page	12550 / 243
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016007288
Date	May 5, 2022
Book Page	16007/288

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1444293
Date	Aug 25, 2020
Book Page	14442/93

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	83005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number	13728199
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1978 SMOKEY QUARTZ RD DAVIDSON NC 280367447, DAVIDSON, NC 28036-7447

Mortgage

Document Number	13728199
Date	Sep 19, 2019
Book Page	013728/000199
Instrument	25287

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number	13094289
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 SMOKEY QUARTZ RD DAVIDSON NC 280367447, DAVIDSON, NC 28036-7447

Mortgage

Document Number	13094289
Date	Jul 19, 2018
Book Page	013094/000289
Instrument	17525

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2033

Interest

Rate Type	Adjustable Rate

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 23, 2017
Property Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number	0012550243
Book / Page	12550 / 0243
Map Reference	MB71 PG109
Instrument Date	Jun 23, 2017
Instrument	12550-0243
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447

Mortgage

Document Number	0125500249
Date	Jun 23, 2017
Instrument	12550-0249

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,880 (+63.44%) Land $114,000 Building $491,880
2024			$605,880 (+63.44%) Land $114,000 Building $491,880
2023	$4,932.00	$370,710 Land $75,000 Building $295,710	$370,710 Land $75,000 Building $295,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smokey Quartz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures