1986 Smokey Quartz Rd, Davidson, NC 28036 Property Records

Cabarrus County property record for 1986 Smokey Quartz Rd, Davidson, NC 28036 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,280 sqft · built 2017
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$388,500 (Jan 2018)
Tax Bill	$5,241 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0162.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0162.000000`
Alternative APNs	`4672 83 3600` `120449`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,280 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,645 sqft
Attic Area	636 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	128 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	954 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	120449
Street Address	1986 SMOKEY QUARTZ RD
City	DAVIDSON
State	NC
Zip	28036-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 162 WATERFORD ON THE ROCKY RIVER
Legal Subdivision	WATERFORD/ROCKY RIV PH 4 MAP 1
Legal Lot Number	162
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1036
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03014E0162.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1986 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BK NA
Jan 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	0012842217
Deed Book / Page	12842 / 217
Record Updated	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1986 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015965301
Date	Apr 13, 2022
Book Page	15965/301

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1986 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number	1383351
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 SMOKEY QUARTZ RD DAVIDSON NC 280367447, DAVIDSON, NC 28036-7447

Mortgage

Document Number	1383351
Date	Nov 12, 2019
Book Page	013833/000051
Instrument	31301

Lender

Name	CADENCE BK NA
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 11, 2029

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 12, 2018
Property Address	1986 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447
Document Number	0012842217
Book / Page	12842 / 0217
Map Reference	MB71 PG109
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.77
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 SMOKEY QUARTZ RD, DAVIDSON, NC 28036-7447

Mortgage

Document Number	0012842223
Date	Jan 12, 2018
Instrument	12842/223

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,241.00	$382,540 Land $75,000 Building $307,540	$382,540 Land $75,000 Building $307,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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