St. Clair County property record for 1987 Washington St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,540 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Jul 2018) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-117-0015-000 |
| Primary APN | 74-01-117-0015-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1987 WASHINGTON ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 18 ASSESSORS OAKWOOD PLAT SEC 3 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 18 |
| Legal Unit | 18 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 649000 |
1987 Washington St is owned and occupied by an individual who acquired it in February 2021.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 16, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Dec 7, 2007 · Amount on File |
| Deed Document Number | 201816052 |
| Deed Book / Page | 4967 / 733 |
| Last Transfer Date | Feb 22, 2021 |
| Transfer Doc | 0005326854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 17, 2026 |
| Property Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 0000014555 |
| Book / Page | 5945 / 330 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202614555 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 0000014555, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 5945/330 |
| Instrument | 202614555 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 1, 2021 |
| Property Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 0005326854 |
| Book / Page | 5326 / 854 |
| Map Reference | LB 54 PG 1 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021005837 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 2021005838 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021005838 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 16, 2018 |
| Property Address | 1987 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 0004967733 |
| Book / Page | 4967 / 733 |
| Map Reference | LB 54 PG 01 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018016052 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 BIRCH ST, COTTRELLVILLE, MI 48039-2204 |
| Document Number | 2018016053 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018016053 |
| Name | UNION HOME MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1987 Washington St was $2,583 with a homeowner's exemption, up 2.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,100 (+4.65%) | $180,200 | |
| 2025 | $2,583.00 (+2.09%) Homeowner's exemption | $86,100 | |
| 2024 | $2,530.00 | $172,200 | |
| 2023 | $70,600 | ||
| 2022 | $2,252.00 | $141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1987 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1987 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures