St. Clair County property record for 1985 Washington St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Aug 2021) |
| Tax Bill | $2,602 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-117-0014-000 |
| Primary APN | 74-01-117-0014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1985 WASHINGTON ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 17 ASSESSORS OAKWOOD PLAT SEC 3 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 17 |
| Legal Unit | 17 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 649000 |
1985 Washington St is owned and occupied by two individuals who acquired it in April 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Jan 18, 2023 | Deed, Transfer |
| Aug 24, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Jul 30, 2008 · Amount on File |
| Deed Document Number | 202124291 |
| Deed Book / Page | 5411 / 915 |
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0005808184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | NOT AVAILABLE, HURON TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 475 DIXIE BLVD, ALGONAC, MI 48001-1069 |
| Document Number | 0000568046 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 5680/46 |
| Instrument | 2024000020 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 18, 2023 |
| Property Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 0005592906 |
| Book / Page | 5592 / 906 |
| Map Reference | LB 54 PG 1 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 2023000963 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Name | Verified Name |
|---|---|
| Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 24, 2021 |
| Property Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
| Document Number | 5411915 |
| Book / Page | 5411 / 915 |
| Map Reference | LB 54 PG 1 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021024291 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7267 RIVERSIDE DR, 7267, CLAY, MI 48001-4249 |
| Name | Verified Name |
|---|---|
| Address | 1985 WASHINGTON ST, ALGONAC, MI 48001-1060 |
The 2025 property tax bill for 1985 Washington St was $2,602 with a homeowner's exemption, down 28.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,200 (+3.74%) | $194,400 | |
| 2025 | $2,602.00 (-28.46%) | $93,700 | |
| 2024 | $3,637.00 | $187,400 | |
| 2023 | $76,700 | ||
| 2022 | $3,218.00 | $153,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1985 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1985 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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