St. Clair County property record for 1949 Washington St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,178 sqft · built 1947 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2025) |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-117-0011-000 |
| Primary APN | 74-01-117-0011-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1949 WASHINGTON ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 14 ASSESSORS OAKWOOD PLAT SEC 3 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 649000 |
1949 Washington St is owned and occupied by an individual who bought it in January 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Apr 11, 2024 | Warranty Deed, Transfer |
| Jun 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on File |
| Deed Sale | Jan 24, 2025 · Amount on File |
| Prior Sale | Apr 11, 2024 · Amount on File |
| Deed Document Number | 20251208 |
| Deed Book / Page | 5782 / 749 |
| Prior Transfer Date | Mar 29, 2021 |
| Prior Transfer Doc | 0005380758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Document Number | 0005894967 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5894/967 |
| Instrument | 2026002349 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | 14801 QUORUM DR STE 300, DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 11, 2024 |
| Property Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Document Number | 0005704919 |
| Book / Page | 5704 / 919 |
| Map Reference | LB 54 PG 1 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024006452 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $85,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Name | Verified Name |
|---|---|
| Address | 1006 LEE ST, ALGONAC, MI 48001-1085 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 18, 2021 |
| Property Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
| Document Number | 0005380758 |
| Book / Page | 5380 / 758 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021017911 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1949 WASHINGTON ST, ALGONAC, MI 48001-1044 |
The 2025 property tax bill for 1949 Washington St was $3,627 with a homeowner's exemption, up 62.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,000 (+3.17%) | $182,000 | |
| 2025 | $3,627.00 (+62.43%) Homeowner's exemption | $88,200 | |
| 2024 | $2,233.00 | $176,400 | |
| 2023 | $71,900 | ||
| 2022 | $2,093.00 | $143,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1949 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1949 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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