1987 Red Loop, Lakeland, FL 33801 Property Records

Polk County property record for 1987 Red Loop, Lakeland, FL 33801 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2023
Lot Size	0.138 acres (6,029 sqft)
Owner	2 Individual Names on File
Last Sale	$308,200 (Jan 2024)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-01-164900-000800`

Property Details

APN / Parcel Number

Primary APN	`24-28-01-164900-000800`
Alternative APN	`012824164900000800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,029 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	25 sqft

Location & Zoning

Street Address	1987 RED LOOP
City	LAKELAND
State	FL
Zip	33801-6559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 2 PB 198 PGS 18-24 LOT 80
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 2
Legal Block	2
Legal Lot Number	80
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	11603

Owner

Source: Polk County records · APN 24-28-01-164900-000800

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1987 RED LOOP, LAKELAND, FL 33801-6559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Deed Document Number	20249098
Deed Book / Page	12971 / 736
Record Updated	Sep 20, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 11, 2024
Property Address	1987 RED LOOP, LAKELAND, FL 33801-6559
Document Number	0000009098
Book / Page	12971 / 736
Map Reference	MB 198 PG 18
Instrument Date	Jan 03, 2024
Instrument	2024009098
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,157.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1987 RED LOOP, LAKELAND, FL 33801-6559

Mortgage

Document Number	0012971740
Date	Jan 11, 2024
Instrument	12971/740

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00	$238,129 Land $52,000 Building $186,129	$238,129 Land $52,000 Building $186,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050116032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Nearby Flood Policies	14 in force 11 of 14 on primary residences
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.