1981 Red Loop, Lakeland, FL 33801 Property Records

Polk County property record for 1981 Red Loop, Lakeland, FL 33801 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,918 sqft Living Area
Lot Size	6,029 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$323,800 (2024)
Tax Bill	$2,654.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-28-01-164900-000810`
Alternative APN	`012824164900000810`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,918 sqft Living Area
Gross Area	2,359 sqft Gross Area
1st Floor	1,918 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,029 sqft (0.138 acres)
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	20 sqft Porch

Location & Zoning

Street Address	1981 RED LOOP
City	LAKELAND
State	FL
Zip	33801-6559
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 2 PB 198 PGS 18-24 LOT 81
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 2
Legal Block	2
Legal Lot Number	81
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	2
Census Block	2003
Census Tract	11603

Owner

Source: Polk County records · APN 24-28-01-164900-000810

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1981 RED LOOP, LAKELAND, FL 33801-6559
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Deed Doc Number	202499115
Deed Book / Page	13097 / 100
Record Refreshed	Sep 20, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 30, 2024
Property Address	1981 RED LOOP, LAKELAND, FL 33801-6559
Document Number	0000099115
Book / Page	13097 / 100
Map Reference	MB 198 PG 18
Instrument Date	Apr 26, 2024
Instrument	2024099115
Transaction Type	Subdivision Related Transfer
Record Updated	May 10, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,266.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 RED LOOP, LAKELAND, FL 33801-6559

Mortgage

Document Number	0013097104
Date	Apr 30, 2024
Instrument	13097/104

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (-19.16%) Homeowner's exemption	$245,493 (+2,175.19%) Land $52,000 Building $193,493	$245,493 (+2,175.19%) Land $52,000 Building $193,493
2023	$3,283.00	$10,790 Land $10,790	$10,790 Land $10,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.