1976 Red Loop, Lakeland, FL 33801 Property Records

Polk County property record for 1976 Red Loop, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 2023
Lot Size	0.138 acres (6,016 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2026)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-01-164900-002140`

Property Details

APN / Parcel Number

Primary APN	`24-28-01-164900-002140`
Alternative APN	`012824164900002140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,561 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,016 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Unfinished Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	1976 RED LOOP
City	LAKELAND
State	FL
Zip	33801-6558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 2 PB 198 PGS 18-24 LOT 214
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 2
Legal Block	2
Legal Lot Number	214
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	11603

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1976 RED LOOP, LAKELAND, FL 33801-6558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	20266223
Deed Book / Page	13839 / 2097
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 9, 2026
Property Address	1976 RED LOOP, LAKELAND, FL 33801-6558
Document Number	0000006223
Book / Page	13839 / 2097
Map Reference	MB 198 PG 18
Instrument Date	Dec 12, 2025
Instrument	2026006223
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 HARBOUR PLACE DR # DR1312, DR1312, TAMPA, FL 33602-6735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1976 RED LOOP, LAKELAND, FL 33801-6558

Mortgage

Document Number	0000006224
Date	Jan 9, 2026
Book Page	13839/2099
Instrument	2026006224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2024
Property Address	1976 RED LOOP, LAKELAND, FL 33801-6558
Document Number	0000026922
Book / Page	12995 / 975
Map Reference	MB 198 PG 18
Instrument Date	Jan 30, 2024
Instrument	2024026922
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1976 RED LOOP, LAKELAND, FL 33801-6558

Mortgage

Document Number	0012995979
Date	Feb 5, 2024
Instrument	12995/979

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,888 (-3.26%) Land $52,000 Building $158,888	$210,888 (-3.26%) Land $52,000 Building $158,888
2025	$2,298.00 Homeowner's exemption	$217,998 Land $52,000 Building $165,998	$217,998 Land $52,000 Building $165,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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