1984 Berea Rd, Commerce, GA 30530 Property Records

Jackson County property record for 1984 Berea Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	3 ba · 2,421 sqft · built 2021
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jun 2026)
Tax Bill	$5,917 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003 011E`

Property Details

APN / Parcel Number

Primary APN	`003 011E`
Alternative APN	`40012`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,421 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	560 sqft

Exterior Amenities

Pool Area	936 sqft
Porch	Slab
Porch Area	288 sqft
Utility Building	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40012
Street Address	1984 BEREA RD
City	COMMERCE
State	GA
Zip	30530-5632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	TRACT 2 PLAT BK 81 PG 287
Legal Tract	2
Legal Block	81
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5003
Census Tract	10500

Owner

1984 Berea Rd, a rural home, is owned and occupied by two individuals who bought it in June 2026.

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1984 BEREA RD, COMMERCE, GA 30530-5632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE LENDING
Mar 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Mar 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Mar 14, 2022 · Amount on File
Deed Book / Page	120Q / 58
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 10, 2026
Property Address	1984 BEREA RD, COMMERCE, GA 30530-5632
Document Number	0120000058
Book / Page	120Q / 58
Instrument Date	Jun 4, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 BEREA RD, COMMERCE, GA 30530-5632
Investor	Possibly a Property Investor

Mortgage

Document Number	0120000059,
Date	Jun 10, 2026
Book Page	120Q/59

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 9, 2022
Property Address	1984 BEREA RD, COMMERCE, GA 30530-5632
Document Number	00101I0105
Book / Page	101I / 105
Instrument Date	Mar 9, 2022
Instrument	2022-001063
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 BEREA RD, COMMERCE, GA 30530-5632

Mortgage

Document Number	00101I0000000106
Date	Mar 14, 2022
Book Page	000000101I/0000000106

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 9, 2022
Property Address	1984 BEREA RD, COMMERCE, GA 30530-5632
Document Number	00101I0105
Book / Page	101I / 105
Instrument Date	Mar 9, 2022
Instrument	2022-001063
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 BEREA RD, COMMERCE, GA 30530-5632

Mortgage

Document Number	000101I106
Date	Mar 9, 2022
Instrument	101I/106

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1984 Berea Rd was $5,917, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,920 (-) Land $28,560 Building $205,360	$584,800 (-) Land $71,400 Building $513,400
2025	$5,917.00 (-1.05%)	$233,920 (-) Land $28,560 Building $205,360	$584,800 (-) Land $71,400 Building $513,400
2024	$5,980.00 (+62.68%)	$233,920 (+19.74%) Land $28,560 Building $205,360	$584,800 (+19.74%) Land $71,400 Building $513,400
2023	$3,676.00 (+106.05%)	$195,360 (+218.38%) Land $28,560 Building $166,800	$488,400 (+218.38%) Land $71,400 Building $417,000
2022	$1,784.00	$61,360 Land $14,280 Building $47,080	$153,400 Land $35,700 Building $117,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1984 Berea Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1984 Berea Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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