1938 Berea Rd, Commerce, GA 30530 Property Records

Jackson County property record for 1938 Berea Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	4 ba · 2,963 sqft · built 2022
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$497,000 (Mar 2023)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003 011D`

Property Details

APN / Parcel Number

Primary APN	`003 011D`
Alternative APN	`40011`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,963 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	529 sqft
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40011
Street Address	1938 BEREA RD
City	COMMERCE
State	GA
Zip	30530-5632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	TRACT 1 PLAT BK 81 PG 287
Legal Tract	1
Legal Block	81
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5003
Census Tract	10500

Owner

Source: Jackson County records · APN 003 011D

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1938 BEREA RD, COMMERCE, GA 30530-5632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2024	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK
Mar 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	000107J409
Deed Book / Page	107J / 409
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1938 BEREA RD, COMMERCE, GA 30530-5632
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 BEREA RD, COMMERCE, GA 30530-5632

Mortgage

Document Number	00110U0000000674
Date	May 06, 2024
Book Page	000000110U/0000000674

Lender

Name	FLAGSTAR BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 15, 2023
Property Address	1938 BEREA RD, COMMERCE, GA 30530-5632
Document Number	00105T0013
Book / Page	105T / 13
Instrument Date	Mar 15, 2023
Instrument	2023-001024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 06, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 BEREA RD, COMMERCE, GA 30530-5632

Mortgage

Document Number	0000105T14
Date	Mar 15, 2023
Instrument	105T/14

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00 (-16.12%) Homeowner's exemption	$216,360 (-) Land $28,560 Building $187,800	$540,900 (-) Land $71,400 Building $469,500
2024	$4,211.00 (+45.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$216,360 (+96.12%) Land $28,560 Building $187,800	$540,900 (+96.12%) Land $71,400 Building $469,500
2023	$2,897.00 (+598.07%)	$110,320 (+672.55%) Land $28,560 Building $81,760	$275,800 (+672.55%) Land $71,400 Building $204,400
2022	$415.00	$14,280 Land $14,280	$35,700 Land $35,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Uniti Group DSL · Fiber in parts of the area	100 / 20

May also be available: TruVista Communications.

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berea Rd

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