1581 Berea Rd, Commerce, GA 30530 Property Records

Jackson County property record for 1581 Berea Rd, Commerce, GA 30530

Property Summary

Property TypeRural Home
Details3 ba · 2,528 sqft · built 1983
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jul 2006)
Tax Bill$4,155 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN013 010A

Property Details

APN / Parcel Number

Primary APN013 010A
Alternative APN
  • 94

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,528 sqft Heated Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2006
Exterior MaterialWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area348,480 sqft (8 acres)
Garage TypeAttached
Garage Area506 sqft
PorchPatio
Porch Area746 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number94
Street Address1581 BEREA RD
CityCOMMERCE
StateGA
Zip30530-5665
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA1
Legal DescriptionTRACT 1 PLAT BK 85 PG 173
Legal Tract1
Legal Block85
JurisdictionJACKSON GA
Township / Civil DivisionNICHOLSON
Census Block Group5
Census Block5005
Census Tract10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 W E KING RD, COMMERCE, GA 30529-3910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTHEAST GEORGIA BANK
Dec 19, 2022Limited Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE
Dec 19, 2022Quit Claim Deed, Transfer
Quitclaim
Dec 19, 2022Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2006 · Amount on Record
Deed SaleJul 26, 2006 · Amount on Record
Prior SaleJan 30, 2004 · Amount on Record
Deed Book / Page44Z / 547
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address1581 BEREA RD, COMMERCE, GA 30530-5665
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 BEREA RD, COMMERCE, GA 30530-5665

Mortgage

Document Number00104X0000000040
DateDec 22, 2022
Book Page000000104X/0000000040
Lender
NameNORTHEAST GEORGIA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2027

December 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionJACKSON GA
Recording DateDec 19, 2022
Property Address1581 BEREA RD, COMMERCE, GA 30530-5665
Document Number00104W0572
Book / Page104W / 572
Instrument DateDec 19, 2022
Instrument2022-005679
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 BEREA RD, COMMERCE, GA 30530-5665

Mortgage

Document Number00104W0000000573
DateDec 21, 2022
Book Page000000104W/0000000573
Lender
NameSTOCKTON MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateDec 19, 2022
Property Address1581 BEREA RD, COMMERCE, GA 30530-5665
Document Number00104X0052
Book / Page104X / 52
Instrument DateDec 19, 2022
Instrument2022-005691
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 DUNAHOO RD, WINDER, GA 30680-3106

December 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionJACKSON GA
Recording DateDec 19, 2022
Property Address1581 BEREA RD, COMMERCE, GA 30530-5665
Document Number00104X0039
Book / Page104X / 39
Instrument DateDec 19, 2022
Instrument2022-005690
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 DUNAHOO RD, WINDER, GA 30680-3106

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,080 (-) Land $37,920 Building $128,160$415,200 (-) Land $94,800 Building $320,400
2025$4,155.00 (-1.07%) Homeowner's exemption$166,080 (-) Land $37,920 Building $128,160$415,200 (-) Land $94,800 Building $320,400
2024$4,200.00 (+19.25%) Homeowner's exemption$166,080 (+9.18%) Land $37,920 Building $128,160$415,200 (+9.18%) Land $94,800 Building $320,400
2023$3,522.00 (+0.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$152,120 (-0.73%) Land $37,920 Building $114,200$380,300 (-0.73%) Land $94,800 Building $285,500
2022$3,501.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$153,240 Land $59,520 Building $93,720$383,100 Land $148,800 Building $234,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000

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