19825 Draper Rd, Cottonwood, CA 96022 Property Records

Tehama County property record for 19825 Draper Rd, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,058 sqft · built 1920
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2002)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-150-010-000`

Property Details

APN / Parcel Number

Primary APN	`004-150-010-000`
Alternative APNs	`004150101` `00415010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Lot Area	97,139 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19825 DRAPER RD
City	COTTONWOOD
State	CA
Zip	96022-9348
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1AMHB86
Legal Description	CTR SEC 15 T29N R4W
Legal Range	04W
Legal Township	29N
Legal Section	15
Legal Block	3
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	3
Census Block	3001
Census Tract	202

Owner

19825 Draper Rd, a rural home, is owned and occupied by an individual who acquired it in May 2004.

Source: Tehama County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jun 18, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2002 · Amount on File
Deed Sale	Jan 31, 2002 · Amount on File
Deed Document Number	20021469
Deed Book / Page	2112 / 312
Last Transfer Date	May 5, 2004
Transfer Doc	0024930176
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Recording Date	May 1, 2026
Property Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348
Document Number	0000004667
Instrument Date	Apr 23, 2026
Instrument	20264667
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348

Mortgage

Document Number	0000004667,
Date	May 1, 2026
Instrument	20264667

Lender

Name	TRI COUNTIES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348

Mortgage

Document Number	0000009021
Date	Jul 25, 2022
Instrument	2022009021

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	COTTONWOOD, CA 96022

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TEHAMA CA
Recording Date	Jun 18, 2020
Property Address	19825 DRAPER RD, COTTONWOOD, CA 96022-9348
Document Number	0000006858
Instrument Date	Jun 3, 2020
Instrument	6858
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19535 DRAR RD COTTONWOOD CA 96022, COTTONWOOD, CA 96022

Tax Assessment & Valuation

The 2025 property tax bill for 19825 Draper Rd was $1,768, up 1.4% from the year before.

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Evergreen Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$171,277 (+1.38%) Land $74,112 Building $97,165
2025	$1,768.00 (+1.38%)	$168,951 Land $72,659 Building $96,292
2024	$1,744.00 (-0.63%)
2023	$1,755.00 (+2.99%)	$166,826 Land $69,839 Building $96,987
2022	$1,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19825 Draper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19825 Draper Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
ShastaBeam Fixed Wireless	100 / 6
Com-Pair Services Fixed Wireless	25 / 4

May also be available: AT&T, DigitalPath.

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