19645 Draper Rd, Cottonwood, CA 96022 Property Records

Tehama County property record for 19645 Draper Rd, Cottonwood, CA 96022

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,258 sqft · built 1965
Lot Size1.61 acres (70,567 sqft)
Owner2 Individual Names on File
Tax Bill$1,699 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN004-160-014-000

Property Details

APN / Parcel Number

Primary APN004-160-014-000
Alternative APNs
  • 004160141
  • 00416014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Lot Area70,567 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address19645 DRAPER RD
CityCOTTONWOOD
StateCA
Zip96022-9346
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1AMHB
Legal DescriptionLOT 9 EVERGREEN ACRES UNIT 2
Legal SubdivisionEVERGREEN
Legal Block3
Legal Lot Number9
JurisdictionTEHAMA CA
Township / Civil DivisionRED BLUFF
Census Block Group3
Census Block3001
Census Tract202

Owner

19645 Draper Rd, a rural home, is owned and occupied by two individuals who acquired it in April 2002.

Source: Tehama County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address19645 DRAPER RD, COTTONWOOD, CA 96022-9346
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 25, 2002
Transfer Doc0021450185
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEHAMA CA
Property Address19645 DRAPER RD, COTTONWOOD, CA 96022-9346
Transaction TypeMortgage
Record UpdatedSep 11, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
Address19645 DRAPER RD, COTTONWOOD, CA 96022-9346

Mortgage

Document Number0000008290
DateAug 22, 2023
Instrument2023008290
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueAug 16, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 19645 Draper Rd was $1,699 with a homeowner's exemption, up 2.1% from the year before.

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTehama County
Elementary School DistrictEvergreen Union Elementary School District (KG - 08)
Secondary School DistrictRed Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$172,607 (+2%) Land $42,331 Building $130,276
2025$1,699.00 (+2.1%) Homeowner's exemption$169,223 Land $41,501 Building $127,722
2024$1,664.00 (+1.46%)
2023$1,640.00 (+3.08%) Homeowner's exemption$162,654 Land $39,891 Building $122,763
2022$1,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19645 Draper Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19645 Draper Rd is very high, ranking above 90% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
ShastaBeam
Fixed Wireless
100 / 6
Com-Pair Services
Fixed Wireless
25 / 4
AT&T
Fixed Wireless
25 / 3

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