19822 Smith Cir, Ashburn, VA 20147 Property Records

Loudoun County property record for 19822 Smith Cir, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,446 sqft · built 1975
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Apr 2023)
Tax Bill	$6,821 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-30-1602-000`

Property Details

APN / Parcel Number

Primary APN	`056-30-1602-000`
Alternative APN	`63 D 2 58`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft
Basement Area	1,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	19822 SMITH CIR
City	ASHBURN
State	VA
Zip	20147-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	POTOMAC FARMS SEC.2 LOT 58 201007010038810 WILL 497--473
Legal Subdivision	POTOMAC FARM
Legal Block	3
Legal Lot Number	58
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3029
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 176, ASHBURN, VA 20146-0176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORPORATION
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	202315055
Transfer Doc	0000059775
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19822 SMITH CIR, ASHBURN, VA 20147-2506
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19822 SMITH CIR, ASHBURN, VA 20147-2506

Mortgage

Document Number	0000007662
Date	Feb 17, 2026
Instrument	20260217-0007662

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Max Rate	10.2%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 24, 2023
Property Address	19822 SMITH CIR, ASHBURN, VA 20147-2506
Document Number	0000015055
Instrument Date	Apr 21, 2023
Instrument	202304240015055
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	NATIONAL SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19822 SMITH CIR, ASHBURN, VA 20147-2506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015056
Date	Apr 24, 2023
Instrument	202304240015056

Lender

Name	UNION HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 26, 2021
Property Address	19822 SMITH CIR, ASHBURN, VA 20147-2506
Document Number	202107260080380
Instrument Date	Jun 15, 2021
Instrument	202107260080380
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NATIONAL SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40019 BARBARAS BLUFF CT, LOVETTSVILLE, VA 20180-3552

Mortgage

Document Number	202107260080381
Date	Jul 26, 2021
Instrument	202107260080381

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,821.00 (+1.23%)	$847,420 (+1.23%) Land $468,500 Building $378,920	$847,420 (+1.23%) Land $468,500 Building $378,920
2025	$6,738.00 (+33.93%)	$837,090 (+45.57%) Land $403,700 Building $433,390	$837,090 (+45.57%) Land $403,700 Building $433,390
2023	$5,031.00	$575,060 Land $288,700 Building $286,360	$575,060 Land $288,700 Building $286,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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