19814 Smith Cir, Ashburn, VA 20147 Property Records

Loudoun County property record for 19814 Smith Cir, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,770 sqft · built 1994
Lot Size	1 acres (43,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Feb 2021)
Tax Bill	$6,396 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-30-2119-000`

Property Details

APN / Parcel Number

Primary APN	`056-30-2119-000`
Alternative APN	`63 D 2 57`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,995 sqft
Garage Type	Basement
Garage Area	484 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	19814 SMITH CIR
City	ASHBURN
State	VA
Zip	20147-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	POTOMAC FARMS SEC.2 LOT 57 1320--173
Legal Subdivision	POTOMAC FARM
Legal Block	3
Legal Lot Number	57
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3029
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 176, ASHBURN, VA 20146-0176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit US POSTAL SERVICE FEDERAL CREDIT UNION
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	202118487
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000018487
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053716
Date	Sep 22, 2022
Instrument	202209220053716

Lender

Name	TD BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045949
Date	Aug 9, 2022
Instrument	202208090045949

Lender

Name	US POSTAL SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 16, 2021
Property Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Document Number	202102160018487
Instrument Date	Feb 12, 2021
Instrument	202102160018487
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Investor	Possibly a Property Investor

Mortgage

Document Number	202102160018488
Date	Feb 16, 2021
Instrument	202102160018488

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Document Number	20200708054004
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19814 SMITH CIR ASHBURN VA 201472506, ASHBURN, VA 20147-2506

Mortgage

Document Number	20200708054004
Date	Jul 8, 2020
Instrument	54004

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 30, 2018
Property Address	19814 SMITH CIR, ASHBURN, VA 20147-2506
Document Number	20180430023812
Instrument Date	Apr 30, 2018
Instrument	23812
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19814 SMITH CIR ASHBURN VA 201472506, ASHBURN, VA 20147-2506

Mortgage

Document Number	20180430023813
Date	Apr 30, 2018
Instrument	23813

Lender

Name	UNITED BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,396.00 (+14.46%)	$794,620 (+24.42%) Land $450,500 Building $344,120	$794,620 (+24.42%) Land $450,500 Building $344,120
2023	$5,588.00	$638,640 Land $285,100 Building $353,540	$638,640 Land $285,100 Building $353,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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