19835 Smith Cir, Ashburn, VA 20147 Property Records

Loudoun County property record for 19835 Smith Cir, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 1999
Lot Size	1 acres (43,995 sqft)
Owner	Individual Name on Record
Last Sale	$935,000 (Sep 2023)
Tax Bill	$7,970 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-29-7377-000`

Property Details

APN / Parcel Number

Primary APN	`056-29-7377-000`
Alternative APN	`63 D 2 109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,995 sqft
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	19835 SMITH CIR
City	ASHBURN
State	VA
Zip	20147-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	POTOMAC FARMS SEC.2 LOT 109 200704160028777
Legal Subdivision	POTOMAC FARM
Legal Block	3
Legal Lot Number	109
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3032
Census Tract	611002

Owner

Source: Loudoun County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19835 SMITH CIR, ASHBURN, VA 20147-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 7, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Apr 16, 2007 · Amount on Record
Deed Document Number	202335980
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Sep 29, 2026
Property Address	19835 SMITH CIR, ASHBURN, VA 20147-2507
Document Number	0000050578
Instrument Date	Sep 24, 2026
Instrument	202650578
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	STOCKMAN TITLE AND ESCROW INC, STOCKMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19835 SMITH CIR, ASHBURN, VA 20147-2507

Mortgage

Document Number	0000050578,
Date	Sep 29, 2026
Instrument	202650578

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19835 SMITH CIR, ASHBURN, VA 20147-2507
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	STOCKMAN TITLE AND ESCROW INC, STOCHMAN TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19835 SMITH CIR, ASHBURN, VA 20147-2507

Mortgage

Document Number	0000058323
Date	Dec 1, 2025
Instrument	20251201-0058323

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Margin	2
Max Rate	10.3%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 7, 2023
Property Address	19835 SMITH CIR, ASHBURN, VA 20147-2507
Document Number	0000035980
Instrument Date	Sep 5, 2023
Instrument	202309070035980
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19835 SMITH CIR, ASHBURN, VA 20147-2507

Mortgage

Document Number	0000035981
Date	Sep 7, 2023
Instrument	202309070035981

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,970.00 (+16.32%)	$990,110 (+26.43%) Land $450,500 Building $539,610	$990,110 (+26.43%) Land $450,500 Building $539,610
2023	$6,852.00 (+1.17%)	$783,140 (+2.9%) Land $285,100 Building $498,040	$783,140 (+2.9%) Land $285,100 Building $498,040
2022	$6,773.00	$761,080 Land $265,100 Building $495,980	$761,080 Land $265,100 Building $495,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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