1982 Cleary Rd, Florence, MS 39073 Property Records

Rankin County property record for 1982 Cleary Rd, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,864 sqft · built 2022
Lot Size13.8 acres (604,613 sqft)
OwnerCompany Name on Record
Tax Bill$4,491 (2025)
Deeds & MortgagesNov 2021 Construction Loan
Oct 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNC05 000020 00030

Property Details

APN / Parcel Number

Primary APNC05 000020 00030
Alternative APN
  • 82232

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area4,864 sqft Adjusted Area
1st Floor Area3,195 sqft
2nd Floor Area461 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area604,613 sqft (13.8 acres)
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number82232
Street Address1982 CLEARY RD
CityFLORENCE
StateMS
Zip39073-8843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13.88 AC IN SE4 NE4
Legal Range01E
Legal Township04N
Legal Section22
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group3
Census Block3031
Census Tract20401

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1982 CLEARY RD, FLORENCE, MS 39073-8843
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Construction Mortgage
COPIAH BANK
Oct 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2026Quit Claim Deed, Transfer
Quitclaim
Dec 23, 2019Grant Deed, Transfer
NOT AVAILABLE
Mar 8, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2019
Deed SaleDec 23, 2019
Deed Book / Page2019 / 28173
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1982 CLEARY RD, FLORENCE, MS 39073-8843
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015479
DateNov 24, 2021
Book Page3021/15479
Lender
NameCOPIAH BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueDec 1, 2022

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1982 CLEARY RD, FLORENCE, MS 39073-8843
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108865
DateOct 28, 2022
Book Page3022/108865
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRANKIN MS
Recording DateJan 12, 2026
Property Address1982 CLEARY RD, FLORENCE, MS 39073-8843
Document Number0000000691
Book / Page2026 / 691
Instrument DateJan 12, 2026
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1984 CLEARY RD, FLORENCE, MS 39073-8843

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1982 CLEARY RD, FLORENCE, MS 39073-8843

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRANKIN MS
Recording DateDec 23, 2019
Property AddressFLORENCE, MS 39073
Document Number0000028173
Instrument28173
Transaction TypeTransfer
Record UpdatedMar 22, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRANKIN MS
Recording DateMar 8, 2018
Property AddressFLORENCE, MS 39073
Document Number0000004206
Instrument4206
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,491.00 (+0.02%) Homeowner's exemption$45,824 (-)
2024$4,490.00 Homeowner's exemption$45,824 (+17.2%)$457,360 (+17.25%) Land $21,050 Building $436,310
2023$39,098
2021$390,070 Land $25,310 Building $364,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARY WATER SEWER & FIRE DEPT
serves 2,500 people · EPA ID MS0610022
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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