1971 Cleary Rd, Florence, MS 39073 Property Records

Rankin County property record for 1971 Cleary Rd, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,268 sqft · built 1983
Lot Size9.94 acres (432,986 sqft)
Owner2 Individual Names on Record
Tax Bill$3,269 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APND05 000008 00020

Property Details

APN / Parcel Number

Primary APND05 000008 00020
Alternative APN
  • 2337

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,268 sqft Adjusted Area
1st Floor Area1,406 sqft
2nd Floor Area448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area432,986 sqft (9.94 acres)
Patio Area252 sqft
Gazebo77 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number2337
Street Address1971 CLEARY RD
CityFLORENCE
StateMS
Zip39073-9223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 313.67'X1336.75'X342.47'X 826'X77.34'X480.92' IN NE4 NW4 E OF RD DB 603 PG 0111 0071290
Legal Range01E
Legal Township04N
Legal Section23
Legal Lot Number313
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group3
Census Block3005
Census Tract21001

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1971 CLEARY RD, FLORENCE, MS 39073-9223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
MUTUAL/OMAHA MORTGAGE LLC
Nov 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST SOUTH FARM CREDIT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021
Deed SaleNov 22, 2021
Deed Book / Page2021 / 30427
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Recording DateMay 15, 2026
Property Address1971 CLEARY RD, FLORENCE, MS 39073-9223
Document Number3026044527
Book / Page3026 / 44527
Instrument DateMay 7, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 CLEARY RD, FLORENCE, MS 39073-9223

Mortgage

Document Number3026044527,
DateMay 15, 2026
Book Page3026/44527
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANKIN MS
Recording DateNov 22, 2021
Property Address1971 CLEARY RD, FLORENCE, MS 39073-9223
Document Number0000030427
Book / Page2021 / 30427
Instrument DateOct 29, 2021
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1971 CLEARY RD, FLORENCE, MS 39073-9223

Mortgage

Document Number0302115292
DateNov 22, 2021
Instrument3021/15292
Lender
NameFIRST SOUTH FARM CREDIT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,269.00$31,275 (-0.98%)
2024$3,269.00 (+110.23%)$208,500 (-0.98%) Land $62,140 Building $146,360
2023$31,585
2021$210,560 Land $65,140 Building $145,420
2019$1,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARY WATER SEWER & FIRE DEPT
serves 2,500 people · EPA ID MS0610022
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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