1970 Cleary Rd, Florence, MS 39073 Property Records

Rankin County property record for 1970 Cleary Rd, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,543 sqft · built 1985
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$311,100 (Feb 2016)
Tax Bill$1,682 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APND05 000006 00022

Property Details

APN / Parcel Number

Primary APND05 000006 00022
Alternative APN
  • 80361

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,543 sqft Adjusted Area
1st Floor Area1,774 sqft
2nd Floor Area230 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area174,240 sqft (4 acres)
Garage Area1,236 sqft
Deck Area560 sqft
Patio Area126 sqft
Gazebo144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number80361
Street Address1970 CLEARY RD
CityFLORENCE
StateMS
Zip39073-8843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 315.99 X 316.24 X 15 X 246.8 X 301 X 565.78 IN NW4 NW4 APPROX 4.0 AC
Legal Range01E
Legal Township04N
Legal Section23
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group3
Census Block3031
Census Tract20401

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1970 CLEARY RD, FLORENCE, MS 39073-8843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2016 · Amount on Record
Deed SaleFeb 8, 2016 · Amount on Record
Deed Book / Page2016 / 2623
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1970 CLEARY RD, FLORENCE, MS 39073-8843
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012601
DateFeb 27, 2023
Book Page3023/12601
Lender
NameCADENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 5, 2053
Interest
Rate TypeAdjustable Rate
Rate0.05%
Change FrequencyAnnually
Max Rate At Change0.03%
Index1-Year CMT
Max Rate0.1%

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,682.00 (+0.06%) Homeowner's exemption$18,955 (+16.11%)
2024$1,681.00 (+49.56%)$186,150 (+16.45%) Land $29,700 Building $156,450
2023$16,325
2021$159,850 Land $30,300 Building $129,550
2019$1,124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARY WATER SEWER & FIRE DEPT
serves 2,500 people · EPA ID MS0610022
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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