1982 Breakers Dr, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 1982 Breakers Dr, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,220 sqft · built 2021
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jul 2022)
Tax Bill	$8,839 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-00092-16-00016`

Property Details

APN / Parcel Number

Primary APN	`01-00092-16-00016`
Alternative APN	`0100092001600016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	3,106 sqft
Basement Area	886 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1982 BREAKERS DR
City	BARNEGAT
State	NJ
Zip	08005-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	9000 SF
Legal Subdivision	OCEAN ACRES INC SEC 25
Legal Block	92.16
Legal Lot Number	16
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	2
Census Block	2071
Census Tract	734004

Owner

1982 Breakers Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRSTRUST BANK
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 22, 2022	Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Mar 1, 2021	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Aug 31, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 31, 2017	Grant Deed, Transfer SURETY TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	202282248
Deed Book / Page	19110 / 123
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SURETY TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173540121
Date	Jan 10, 2019
Book Page	17354/0121
Instrument	2019003051

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	0189381865
Date	Mar 8, 2022
Book Page	18938/1865
Instrument	2022028856

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2051

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 22, 2022
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0191100123
Book / Page	19110 / 123
Instrument Date	Jul 11, 2022
Instrument	2022082248
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SAVANNAH DR, 23, BARNEGAT, NJ 08005-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	2022082249
Date	Jul 22, 2022
Instrument	2022082249

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 1, 2021
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0183420821
Book / Page	18342 / 821
Instrument Date	Feb 22, 2021
Instrument	2021032541
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2022
Title Company	TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGENCY CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,440.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 BRIGGS RDA, 2040, MOUNT LAUREL, NJ 08054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	2021032542
Date	Mar 1, 2021
Instrument	2021032542

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 31, 2020
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0180320746
Book / Page	018032 / 000746
Instrument Date	Aug 31, 2020
Instrument	95312
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 31, 2017
Property Address	1982 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0169211940
Book / Page	016921 / 001940
Instrument Date	Oct 26, 2017
Instrument	114846
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	SURETY TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 BARNEGAT BLVD N #100 BARNEGAT NJ 080052233, 100, BARNEGAT, NJ 08005-2233
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1982 Breakers Dr was $8,839, up 3.6% from the year before.

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,700 (-) Land $85,300 Building $201,400	$286,700 (-) Land $85,300 Building $201,400
2025	$8,839.00 (+3.56%)	$286,700 Land $85,300 Building $201,400	$286,700 Land $85,300 Building $201,400
2024	$8,535.00
2023		$286,700 Land $85,300 Building $201,400	$286,700 Land $85,300 Building $201,400
2022	$8,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1982 Breakers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1982 Breakers Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 75% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT TWP WATER SEWER serves 20,000 people · EPA ID NJ1533001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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