1978 Breakers Dr, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 1978 Breakers Dr, Barnegat, NJ 08005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,674 sqft · built 2021
Lot Size	0.209 acres (9,121 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,929 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-00092-16-00014`

Property Details

APN / Parcel Number

Primary APN	`01-00092-16-00014`
Alternative APN	`0100092001600014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,292 sqft
Basement Area	618 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,121 sqft (0.209 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1978 BREAKERS DR
City	BARNEGAT
State	NJ
Zip	08005-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9123 SF
Legal Subdivision	OCEAN ACRES INC SEC 25
Legal Block	92.16
Legal Lot Number	14
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	2
Census Block	2071
Census Tract	734004

Owner

Source: Ocean County and Barnegat Township records · APN 01-00092-16-00014

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRSTRUST BANK
Jan 23, 2023	Intrafamily Transfer, Transfer
Feb 19, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Aug 31, 2020	Grant Deed, Transfer TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP
Oct 27, 2017	Grant Deed, Transfer SURETY TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2023
Deed Sale	Jan 23, 2023
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20235355
Deed Book / Page	19282 / 411
Prior Transfer Date	Apr 14, 2021
Prior Transfer Doc	0192820411
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	0195190001
Date	Oct 24, 2023
Book Page	19519/1
Instrument	2023079871

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 01, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Feb 07, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	0192840582
Date	Jan 25, 2023
Book Page	19284/582
Instrument	2023006143

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 01, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SURETY TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173540121
Date	Jan 10, 2019
Book Page	17354/0121
Instrument	2019003051

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jan 23, 2023
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0192820411
Book / Page	19282 / 411
Instrument Date	Apr 24, 2021
Instrument	2023005355
Transaction Type	Transfer
Record Updated	Feb 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 19, 2021
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0183250758
Book / Page	18325 / 758
Instrument Date	Jan 29, 2021
Instrument	2021027393
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 BRIGGS ROAD #AA, 2040, BARNEGAT, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	2021027394
Date	Feb 19, 2021
Instrument	2021027394

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 31, 2020
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0180320736
Book / Page	018032 / 000736
Instrument Date	Jul 21, 2020
Instrument	95310
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2040 BRIGGS RD #A MOUNT LAUREL NJ 080544638, A, MOUNT LAUREL, NJ 08054-4638

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 27, 2017
Property Address	1978 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0169191484
Book / Page	016919 / 001484
Instrument Date	Oct 26, 2017
Instrument	114073
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	SURETY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 BARNEGAT BLVD N #100 BARNEGAT NJ 080052233, 100, BARNEGAT, NJ 08005-2233
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ocean County and Barnegat Township records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,200 (-) Land $85,500 Building $171,700	$257,200 (-) Land $85,500 Building $171,700
2025	$7,929.00 (+3.57%)	$257,200 (-) Land $85,500 Building $171,700	$257,200 (-) Land $85,500 Building $171,700
2024	$7,656.00 (+5.67%)
2023		$257,200 Land $85,500 Building $171,700	$257,200 Land $85,500 Building $171,700
2022	$7,245.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297340042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 75% of New Jersey
Wildfire Likelihood	About 1 in 990 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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