1986 Breakers Dr, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 1986 Breakers Dr, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 2021
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,990 (Mar 2021)
Tax Bill	$10,251 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-00092-16-00018`

Property Details

APN / Parcel Number

Primary APN	`01-00092-16-00018`
Alternative APN	`0100092001600018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,852 sqft Living Area
Gross Area	4,068 sqft
Basement Area	1,216 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1986 BREAKERS DR
City	BARNEGAT
State	NJ
Zip	08005-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	9000 SF
Legal Subdivision	OCEAN ACRES INC SEC 25
Legal Block	92.16
Legal Lot Number	18
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	2
Census Block	2071
Census Tract	734004

Owner

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRSTRUST BANK
Mar 5, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Aug 31, 2020	Grant Deed, Transfer TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202135469
Deed Book / Page	18352 / 18
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195431221
Date	Nov 21, 2023
Book Page	19543/1221
Instrument	2023087550

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195431242
Date	Nov 21, 2023
Book Page	19543/1242
Instrument	2023087553

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SURETY TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173540121
Date	Jan 10, 2019
Book Page	17354/0121
Instrument	2019003051

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 5, 2021
Property Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0183520018
Book / Page	18352 / 18
Instrument Date	Jan 13, 2021
Instrument	2021035469
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,560.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 BRIGGS RDA, 2040, MOUNT LAUREL, NJ 08054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646

Mortgage

Document Number	2021035470
Date	Mar 5, 2021
Instrument	2021035470

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 31, 2020
Property Address	1986 BREAKERS DR, BARNEGAT, NJ 08005-2646
Document Number	0180320756
Book / Page	018032 / 000756
Instrument Date	Jul 21, 2020
Instrument	95314
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2040 BRIGGS RD #A MOUNT LAUREL NJ 080544638, A, MOUNT LAUREL, NJ 08054-4638

Tax Assessment & Valuation

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,500 (-) Land $85,000 Building $247,500	$332,500 (-) Land $85,000 Building $247,500
2025	$10,251.00 (+3.57%)	$332,500 (-) Land $85,000 Building $247,500	$332,500 (-) Land $85,000 Building $247,500
2024	$9,898.00 (+5.68%)
2023		$332,500 Land $85,000 Building $247,500	$332,500 Land $85,000 Building $247,500
2022	$9,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 75% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT TWP WATER SEWER serves 20,000 people · EPA ID NJ1533001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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