Deschutes County property record for 19812 Decoy Ct, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,510 sqft · built 2003 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $625,000 (Feb 2022) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181218-AC-00138 |
| Primary APN | 181218-AC-00138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 717 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 400 sqft |
| Deck Area | 100 sqft |
| Account Number | 206933 |
|---|---|
| Street Address | 19812 DECOY CT |
| City | BEND |
| State | OR |
| Zip | 97702-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | DESCHUTES RIVER CROSSING PHASE I LOT 18 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 18 |
| Legal Subdivision | DESCHUTES RIVER CROSSING PHASE I |
| Legal Lot Number | 18 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2103 |
Source: Deschutes County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 27, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE EXPRESS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 20227946 |
| Prior Transfer Date | Oct 7, 2019 |
| Prior Transfer Doc | 0000038897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 25, 2022 |
| Property Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000007946 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022-07946 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000007947 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-07947 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065205 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-65205 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 11, 2019 |
| Property Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000038897 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 2019-38897 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000038898 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-38898 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Index | LIBOR |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 27, 2018 |
| Property Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000016848 |
| Map Reference | CAB F PG188 |
| Instrument Date | Apr 21, 2018 |
| Instrument | 2018-16848 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | DESCHUTES COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19812 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000016849 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018-16849 |
| Name | MORTGAGE EXPRESS LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,612.00 (+3.94%) | $213,800 (+3%) | $652,910 (+2.83%) Land $216,790 Building $436,120 |
| 2024 | $3,475.00 (+7.89%) | $207,580 (+3%) | $634,970 (+5.81%) Land $198,850 Building $436,120 |
| 2023 | $3,221.00 | $201,540 | $600,130 Land $188,700 Building $411,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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