19809 Decoy Ct, Bend, OR 97702 Property Records

Deschutes County property record for 19809 Decoy Ct, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Sep 2022)
Tax Bill$3,072 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181218-AC-00134

Property Details

APN / Parcel Number

Primary APN181218-AC-00134
Alternative APNs
  • R1001181218AC00134
  • 206929

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area1,432 sqft
1st Floor Area1,032 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area6,534 sqft (0.15 acres)
Garage Area400 sqft
Deck Area24 sqft

Location & Zoning

Account Number206929
Street Address19809 DECOY CT
CityBEND
StateOR
Zip97702-9051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionDESCHUTES RIVER CROSSING PHASE I LOT 14
Legal Range12
Legal Township18
Legal Section18
Legal SubdivisionDESCHUTES RIVER CROSSING PHASE I
Legal Lot Number14
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2000
Census Tract2103

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19809 DECOY CT, BEND, OR 97702-9051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleApr 27, 2012 · Amount on Record
Deed Document Number202234970
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateSep 20, 2022
Property Address19809 DECOY CT, BEND, OR 97702-9051
Document Number0000034970
Map ReferenceCAB F PG 188
Instrument DateSep 19, 2022
Instrument2022-34970
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19809 DECOY CT, BEND, OR 97702-9051

Mortgage

Document Number0000034971
DateSep 20, 2022
Instrument2022-34971
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,072.00 (+3.96%)$181,830 (+3%)$539,990 (+3.44%) Land $216,790 Building $323,200
2024$2,955.00 (+7.85%)$176,540 (+3%)$522,050 (+5.76%) Land $198,850 Building $323,200
2023$2,740.00$171,400$493,610 Land $188,700 Building $304,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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