Deschutes County property record for 19805 Decoy Ct, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 2002 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2024) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 181218-AC-00135 |
| Primary APN | 181218-AC-00135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,432 sqft |
| 1st Floor Area | 1,032 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 400 sqft |
| Deck Area | 24 sqft |
| Account Number | 206930 |
|---|---|
| Street Address | 19805 DECOY CT |
| City | BEND |
| State | OR |
| Zip | 97702-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | DESCHUTES RIVER CROSSING PHASE I LOT 15 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 18 |
| Legal Subdivision | DESCHUTES RIVER CROSSING PHASE I |
| Legal Lot Number | 15 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2103 |
Source: Deschutes County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19805 DECOY CT, BEND, OR 97702-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Deed Document Number | 202415686 |
| Prior Transfer Date | Jun 12, 2024 |
| Prior Transfer Doc | 0000015685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19805 DECOY CT, BEND, OR 97702-9051 |
| Document Number | 0000006419 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Address | 19805 DECOY CT BEND OR 977029051, BEND, OR 97702-9051 |
| Document Number | 0000006419 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 6419 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 (+3.93%) | $170,480 (+3%) | $528,640 (+3.51%) Land $213,290 Building $315,350 |
| 2024 | $2,771.00 (+7.86%) | $165,520 (+3%) | $510,700 (+5.8%) Land $195,350 Building $315,350 |
| 2023 | $2,569.00 | $160,700 | $482,700 Land $185,200 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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