San Diego County property record for 1981 Vermel Ave, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,346 sqft · built 1982 |
| Lot Size | 0.244 acres (10,633 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,029,000 (Feb 2025) |
| Tax Bill | $10,955 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-212-09-00 |
| Primary APN | 235-212-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,346 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 10,633 sqft (0.244 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1981 VERMEL AVE |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | PAR 1 TR PM10459 |
| Legal Subdivision | PARCEL MAP NO 10459 |
| Legal Tract | 10459 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20312 |
Source: San Diego County records · APN 235-212-09-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 27, 2023 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC |
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Sep 17, 2021 | Intrafamily Transfer, Transfer |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2025 · Amount on Record |
| Deed Sale | Feb 04, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 202528489 |
| Prior Transfer Date | Sep 09, 2021 |
| Prior Transfer Doc | 0000658666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2023 |
| Property Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000297261 |
| Map Reference | FILE 1980-299834 |
| Instrument Date | Oct 07, 2023 |
| Instrument | 2023-0297261 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000297262 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-0297262 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000247389 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023-0247389 |
| Name | HOMELIGHT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85257 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000035695 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023-0035695 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2021 |
| Property Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000658666 |
| Map Reference | FILE 80-299834 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021-0658666 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1981 VERMEL AVE, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000283940 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2017 |
| Title Company | CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1981 VERMEL AVE ESCONDIDO CA 920293024, ESCONDIDO, CA 92029-3024 |
| Document Number | 0000283940 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 283940 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209-9100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,049,579 (+9.58%) Land $465,249 Building $584,330 | |
| 2025 | $10,955.00 (+105.57%) | $957,779 (+102.41%) Land $424,557 Building $533,222 |
| 2023 | $5,329.00 (+1.12%) Homeowner's exemption | $473,192 Land $209,753 Building $263,439 |
| 2022 | $5,270.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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