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1981 Franklin Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1981 Franklin Ct, Gurnee, IL 60031 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,254 sqft · built 1988
Lot Size0.314 acres (13,660 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jul 1996)
Tax Bill$10,165 (2024)
Deeds & MortgagesSep 2025 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-10-314-020

Property Details

APN / Parcel Number

Primary APN07-10-314-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,254 sqft Living Area
Gross Area3,470 sqft
1st Floor Area1,176 sqft
2nd Floor Area1,078 sqft
Upper Floors Area1,078 sqft
Basement Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,660 sqft (0.314 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1981 FRANKLIN CT
CityGURNEE
StateIL
Zip60031-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTGATE UNIT 1; LT 7 LOT 7
Legal SubdivisionWESTGATE UNIT 1
Legal Lot Number7
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1025
Census Tract861505

Owner

Source: Lake County records · APN 07-10-314-020

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1981 FRANKLIN CT, GURNEE, IL 60031-6307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 15, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONS LENDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 1996 · Amount on Record
Deed SaleJul 22, 1996 · Amount on Record
Deed Document Number19963853163
Last Transfer DateNov 04, 2021
Transfer Doc0007874149
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1981 FRANKLIN CT, GURNEE, IL 60031-6307
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008123062
DateSep 23, 2025
Instrument8123062
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate9.65%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateFeb 15, 2022
Property Address1981 FRANKLIN CT, GURNEE, IL 60031-6307
Document Number0007874149
Map ReferenceDOC 2635299
Instrument DateNov 04, 2021
Instrument7874149
Transaction TypeTransfer
Record UpdatedMar 01, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 FRANKLIN CT, GURNEE, IL 60031-6307

Mortgage

Document Number0007874150
DateFeb 15, 2022
Instrument7874150
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$129,656 (+13.08%) Land $21,992 Building $107,664$389,007 (+13.08%) Land $65,983 Building $323,024
2024$10,165.00 (+6.75%)
2023$9,522.00 (+10.82%)$114,655 (+7.04%) Land $19,448 Building $95,207$344,000 (+7.04%) Land $58,350 Building $285,650
2022$8,592.00$107,114 Land $19,743 Building $87,371$321,374 Land $59,235 Building $262,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978615051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: American Heartland Fiber Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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