1945 Franklin Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1945 Franklin Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,872 sqft · built 1988
Lot Size0.207 acres (8,999 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2023)
Tax Bill$8,966 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-10-314-023

Property Details

APN / Parcel Number

Primary APN07-10-314-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area3,188 sqft
1st Floor Area936 sqft
2nd Floor Area936 sqft
Upper Floors Area936 sqft
Basement Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,999 sqft (0.207 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1945 FRANKLIN CT
CityGURNEE
StateIL
Zip60031-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTGATE UNIT 1; LT 4 LOT 4
Legal SubdivisionWESTGATE UNIT 1
Legal Lot Number4
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1025
Census Tract861505

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address99 W ALDEN LN, LAKE FOREST, IL 60045-1208
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Prior SaleSep 10, 1999 · Amount on Record
Deed Document Number20237995373
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 13, 2023
Property Address1945 FRANKLIN CT, GURNEE, IL 60031-6307
Document Number0007995373
Map ReferenceDOC 2635299
Instrument DateAug 1, 2023
Instrument7995373
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1945 FRANKLIN CT, GURNEE, IL 60031-6307

Mortgage

Document Number0007995374
DateSep 13, 2023
Instrument7995374
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate7.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,952 (+13.08%) Land $15,401 Building $92,551$323,889 (+13.08%) Land $46,208 Building $277,681
2024$8,966.00 (+8.47%)
2023$8,266.00 (+10.7%)$95,461 (+6.79%) Land $13,619 Building $81,842$286,412 (+6.79%) Land $40,861 Building $245,551
2022$7,467.00$89,389 Land $13,825 Building $75,564$268,194 Land $41,479 Building $226,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: E-vergent.

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