1921 Franklin Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1921 Franklin Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,254 sqft · built 1988
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jan 1999)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-10-314-025`

Property Details

APN / Parcel Number

Primary APN	`07-10-314-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	1,078 sqft
Upper Floors Area	1,078 sqft
Basement Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1921 FRANKLIN CT
City	GURNEE
State	IL
Zip	60031-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTGATE UNIT 1; LT 2 LOT 2
Legal Subdivision	WESTGATE UNIT 1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1025
Census Tract	861505

Owner

1921 Franklin Ct is owned and occupied by two individuals who bought it in January 1999.

Source: Lake County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 1999 · Amount on File
Deed Sale	Jan 8, 1999 · Amount on File
Deed Document Number	19994270952
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Sep 1, 2026
Property Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307
Document Number	0008192372
Instrument Date	Aug 24, 2026
Instrument	20268192372
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307

Mortgage

Document Number	0008192372,
Date	Sep 1, 2026
Instrument	20268192372

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007933470
Date	Sep 19, 2022
Instrument	7933470

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	JANUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007749345
Date	Feb 11, 2021
Instrument	7749345

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1921 FRANKLIN CT, GURNEE, IL 60031-6307
Document Number	0007633562
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1921 FRANKLIN CT GURNEE IL 600316307, GURNEE, IL 60031-6307

Mortgage

Document Number	0007633562
Date	Feb 12, 2020
Instrument	7633562

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$120,725 Land $15,401 Building $105,324	$362,212 Land $46,208 Building $316,004
2023	$106,756 Land $13,619 Building $93,137	$320,300 Land $40,861 Building $279,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1921 Franklin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1921 Franklin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: E-vergent.

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