Sacramento County property record for 1989 Caversham Way, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,230 sqft · built 2005 |
| Lot Size | 0.386 acres (16,818 sqft) |
| Owner | Trust Name on File |
| Last Sale | $700,500 (May 2005) |
| Tax Bill | $12,592 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-2410-016-0000 |
| Primary APN | 072-2410-016-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| 2nd Floor Area | 1,753 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 16,818 sqft (0.386 acres) |
| Garage Area | 868 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1989 CAVERSHAM WAY |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-6252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP-SFLD (S |
| Legal Description | EMPIRE RANCH VILLAGE NO. 58, LOT 55 |
| Legal Subdivision | EMPIRE RANCH VILLAGE NO. 58 |
| Legal Lot Number | 55 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8513 |
1989 Caversham Way is owner-occupied and held in a trust since December 2010.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1989 CAVERSHAM WAY, FOLSOM, CA 95630-6252 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2005 · Amount on File |
| Deed Sale | May 12, 2005 · Amount on File |
| Deed Book / Page | 20050512 / 2161 |
| Last Transfer Date | Dec 23, 2010 |
| Transfer Doc | 0000000824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1989 CAVERSHAM WAY, FOLSOM, CA 95630-6252 |
| Document Number | 1806260434 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1989 CAVERSHAM WAY FOLSOM CA 956306252, FOLSOM, CA 95630-6252 |
| Document Number | 1806260434 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 1806260434 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1989 Caversham Way was $12,592 with a homeowner's exemption, up 1.7% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $995,625 (+2%) Land $142,165 Building $853,460 | |
| 2025 | $12,592.00 (+1.74%) Homeowner's exemption | $976,104 Land $139,378 Building $836,726 |
| 2024 | $12,377.00 (+2.99%) | |
| 2023 | $12,018.00 (+1.13%) Homeowner's exemption | $938,203 Land $133,967 Building $804,236 |
| 2022 | $11,884.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1989 Caversham Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1989 Caversham Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Succeed.Net, Verizon, Zeta Broadband.
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