Sherburne County property record for 1980 45th St SE, Saint Cloud, MN 56304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,221 sqft · built 2000 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Feb 2006) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-428-0115 |
| Primary APN | 25-428-0115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,221 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Basement Area | 690 sqft |
| Finished Basement | 690 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 337 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1980 45TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLK 1 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 19 |
| Legal Subdivision | PRAIRIE WOODS ESTATES 4TH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30302 |
Source: Sherburne County records · APN 25-428-0115
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1980 45TH ST SE, SAINT CLOUD, MN 56304-8550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2006 · Amount on Record |
| Deed Sale | Feb 08, 2006 · Amount on Record |
| Prior Sale | Jan 04, 2001 · Amount on Record |
| Deed Document Number | 200671640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1980 45TH ST SE, SAINT CLOUD, MN 56304-8550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000909828 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 909828 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Feb 04, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,868.00 (+12.56%) | $356,700 (+6%) Land $122,700 Building $234,000 | $356,700 (+6%) Land $122,700 Building $234,000 |
| 2023 | $2,548.00 | $336,500 Land $120,400 Building $216,100 | |
| 2021 | $336,500 Land $120,400 Building $216,100 |
Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271410303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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